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Searching for Homeowners Insurance in 52302

If you are a homeowners that lives in 52302 you may be searching for more affordable homeowners insurance in Marion. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Marion, IA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Iowa licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 52302 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Marion, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 52302 Home Insurance Costs: medium!

In Marion, homeowners are paying roughly $742 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 52302 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Marion are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 52302 policy right now!

52302 Home Insurance Average Premiums

Local 52302 homeowners insurance quotes comparison

$492 /yr.

Shows Zip Code: 52302 lowest rates with discounts applied on average.

For the 52302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$492 /yr.
Average Coverage:$742 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1042 /yr.

What is the average home insurance cost for a home in 52302?

  • • The average homeowners insurance premium paid annually for a home in 52302 is around $742 per year.

What does it cost on average per month for home insurance in 52302?

  • • Homeowners in 52302 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 52302?

  • • Autoowners in 52302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marion area, check out other zip codes nearby 52302.
Review average rates in another zip code:
52302 homeowners insurance rates

Home Replacement Cost Coverage in 52302

Average Building Cost Per Square Foot in 52302: $130

Location: Marion, Iowa (Linn County)

Average Square Footage in 52302: 1,414 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52302 before you start any project. Marion homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,414 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,414$183,800
Additional Upgrades & Added Features$1631,414$229,750
Major Home Updates or Advancements$1951,414$275,700

It's important to understand that when you estimate your replacement cost of your home in the 52302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52302

BICE Tom Insurance

Address: 760 12th Street Marion, IA 52302
Phone: (319)377-9876
Website:

Best Home & Auto Insurance Agencies in 52302

Havener Michelle - State Farm Insurance Agent

Address: 2840 7th Ave, #3 Marion, IA 52302
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Auto Insurance

Address: 2401 Stone Rd Marion, IA 52302
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 642 10th St Marion, IA 52302
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

American Family Insurance- Landis K Thompson

Address: 292 7th Ave Marion, IA 52302
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__landis_k_thompson-b1190950&mkt=63801
Info:

American Family Insurance- Daryl D Braun

Address: 601 7th Ave Marion, IA 52302
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 52302

Population Review for 52302 Zip Code

For the city of Marion, the population within 52302 has increased to over 45,783 residents in population size. The current population total is 43,130. We have broken down the population based on race below. In 52302, there are over 20991 in male population and 22139 females.

PopulationValues
Total Population43,130
White Population38081
Black Population1312
Hispanic Population1335
Asian Population933
Hawaiian Population15
Indian Population70
Other Population378
Male Population20991
Female Population22139
Population Estimate45783

Household Data for 52302

The average number of homes in 52302 is around 17,470, there are an average of 2.45 per household. The average house value according to local real estate values is around $183,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,470
Persons Per Household2.45
Average House Value$183,800
Income Per Household$76325
Median Age38.9
Median Age Male37.7
Median Age Female40.1
52302 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code319
CityMarion
City Alias NameMARION
CountyLinn
County FIPS113
State FIPS19
Time Zone6
Day Light SavingY
MSA1360
PMSA
CSA168
CBSA16300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCedar Rapids, IA
MSA_NameCedar Rapids, IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses787
Number Of Employees8999
Business First Quarter Payroll86836
Business Annual Payroll392083
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population257940
CBSA Division Population0
Congressional District02
Congressional LandArea12261.92
Delivery Residential18687
Delivery Business769
Delivery Total19774
Preferred Last Line KeyW10953
Classification Code
Multi-County
CSA NameCedar Rapids-Iowa City, IA
CBSA_DIV_Name
City State KeyW10953
Land Area74.340000
Water Area0.038000
City Alias Code
City Mixed CaseMarion
City Alias Mixed CaseMarion
Box Count155
SFDU10047
MFDU2309
State ANSI19
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number185697
Unique ZIP Name
SSA State County Code16560
Medicare CBSA Code16300
Medicare CBSA NameCedar Rapids, IA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseLinn

Iowa Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]