Get multiple home insurance quotes in 50239. Our licensed 50239, IA agents are ready to serve you.

Home Insurance Rates in 50239

For homeowners shopping online in 50239, our insurance rates are very competitive for homeowners living in Saint Anthony, IA. Many homeowners based out of the great city of Saint Anthony have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Iowa licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 50239, simply click the "Get Multiple Quotes Now" button. Your 50239 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Saint Anthony, IA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

50239 Home Insurance Rating is: Medium!

If you live in 50239, you can easily save up to 40% off the average home insurance premium of $762 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Saint Anthony can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 50239 today!

Get Multiple Home Insurance Rates in 50239!

50239 Home Insurance Average Premiums

Local 50239 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 50239 lowest rates with discounts applied on average.

For the 50239, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 50239?

  • • The average homeowners insurance premium paid annually for a home in 50239 is around $762 per year.

What does it cost on average per month for home insurance in 50239?

  • • Homeowners in 50239 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 50239?

  • • Autoowners in 50239 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Saint Anthony, check out other zip codes nearby 50239.
To review average rates in another zip code, click on a zip code below:
50239  | 

Home Replacement Cost Coverage in 50239

Average Building Cost Per Square Foot in 50239: $130

Location: Saint Anthony, Iowa (Marshall County)

Average Square Footage in 50239: 1,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 50239 before you start any project. Saint Anthony homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 50239 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 50239 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,269 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Anthony area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,269$165,000
Additional Upgrades & Added Features$1631,269$206,250
Major Home Updates or Advancements$1951,269$247,500

It's important to understand that when you estimate your replacement cost of your home in the 50239 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 50239

Best Home & Auto Insurance Agencies in 50239

Housing Demographics for 50239

Population Review for 50239 Zip Code

For the city of Saint Anthony, the population within 50239 has increased to over 156 residents in population size. The current population total is 191. We have broken down the population based on race below. In 50239, there are over 106 in male population and 85 females.

PopulationValues
Total Population191
White Population172
Black Population0
Hispanic Population13
Asian Population2
Hawaiian Population0
Indian Population0
Other Population7
Male Population106
Female Population85
Population Estimate156

Household Data for 50239

The average number of homes in 50239 is around 87, there are an average of 2.20 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode87
Persons Per Household2.20
Average House Value$165,000
Income Per Household$0
Median Age47.5
Median Age Male50.2
Median Age Female37.8
50239 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code641
CitySaint Anthony
City Alias NameSAINT ANTHONY
CountyMarshall
County FIPS127
State FIPS19
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarshalltown, IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll28
Business Annual Payroll151
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40648
CBSA Division Population0
Congressional District04
Congressional LandArea22756.75
Delivery Residential71
Delivery Business2
Delivery Total96
Preferred Last Line KeyW11365
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW11365
Land Area20.210000
Water Area0.023000
City Alias Code
City Mixed CaseSaint Anthony
City Alias Mixed CaseSaint Anthony
Box Count20
SFDU71
MFDU0
State ANSI19
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number187992
Unique ZIP Name
SSA State County Code16630
Medicare CBSA Code99916
Medicare CBSA NameRural Areas in IA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseMarshall

Iowa Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]