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47598, IN Homeowners Insurance Rates

With a population size of 3,107 and with 1,277 occupied homes in the 47598 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Winslow, IN are around $743 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Winslow, Indiana. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Indiana home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Winslow, IN.

For Indiana home insurance information, including average Winslow home insurance rates, coverage options or the different homeowners insurance types, please select Winslow, IN Home Insurance Quotes Now!

47598 Home Insurance Average Premiums

Local 47598 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 47598 lowest rates with discounts applied on average.

For the 47598, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1043 /yr.

What is the average home insurance cost for a home in 47598?

  • • The average homeowners insurance premium paid annually for a home in 47598 is around $743 per year.

What does it cost on average per month for home insurance in 47598?

  • • Homeowners in 47598 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47598?

  • • Autoowners in 47598 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Winslow, check out other zip codes nearby 47598.
To review average rates in another zip code, click on a zip code below:
47598  | 

Home Replacement Cost Coverage in 47598

Average Building Cost Per Square Foot in 47598: $108

Location: Winslow, Indiana (Pike County)

Average Square Footage in 47598: 762 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47598 before you start any project. Winslow homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47598 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47598 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 762 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winslow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108762$82,300
Additional Upgrades & Added Features$135762$102,875
Major Home Updates or Advancements$162762$123,450

It's important to understand that when you estimate your replacement cost of your home in the 47598 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47598

Best Home & Auto Insurance Agencies in 47598

American Family Insurance - Brett Lents

Address: 5010 Indiana 56 Winslow, IN 47598
Phone:
Website: http://www.insurance-agency.amfam.com/IN/brett-lents/default.aspx?sourceid=yp3
Info:

Housing Demographics for 47598

Population Review for 47598 Zip Code

For the city of Winslow, the population within 47598 has increased to over 2,988 residents in population size. The current population total is 3,107. We have broken down the population based on race below. In 47598, there are over 1571 in male population and 1536 females.

PopulationValues
Total Population3,107
White Population2967
Black Population8
Hispanic Population36
Asian Population2
Hawaiian Population0
Indian Population11
Other Population10
Male Population1571
Female Population1536
Population Estimate2988

Household Data for 47598

The average number of homes in 47598 is around 1,277, there are an average of 2.43 per household. The average house value according to local real estate values is around $82,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,277
Persons Per Household2.43
Average House Value$82,300
Income Per Household$51743
Median Age41.5
Median Age Male43.1
Median Age Female40.7
47598 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityWinslow
City Alias NameWINSLOW
CountyPike
County FIPS125
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees187
Business First Quarter Payroll2236
Business Annual Payroll8971
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential1230
Delivery Business26
Delivery Total1428
Preferred Last Line KeyX14098
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX14098
Land Area69.198000
Water Area1.991000
City Alias Code
City Mixed CaseWinslow
City Alias Mixed CaseWinslow
Box Count140
SFDU1213
MFDU0
State ANSI18
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number179603
Unique ZIP Name
SSA State County Code15620
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CasePike

Indiana Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]