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Home Insurance Rates in 46772

For homeowners shopping online in 46772, our insurance rates are very competitive for homeowners living in Monroe, IN. Many homeowners based out of the great city of Monroe have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 46772, simply click the "Get Multiple Quotes Now" button. Your 46772 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Monroe, IN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

46772 Home Insurance Rating is: Medium!

If you live in 46772, you can easily save up to 40% off the average home insurance premium of $741 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Monroe can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 46772 today!

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46772 Home Insurance Average Premiums

Local 46772 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 46772 lowest rates with discounts applied on average.

For the 46772, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 46772?

  • • The average homeowners insurance premium paid annually for a home in 46772 is around $741 per year.

What does it cost on average per month for home insurance in 46772?

  • • Homeowners in 46772 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 46772?

  • • Autoowners in 46772 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Monroe, check out other zip codes nearby 46772.
To review average rates in another zip code, click on a zip code below:
46772  | 

Home Replacement Cost Coverage in 46772

Average Building Cost Per Square Foot in 46772: $108

Location: Monroe, Indiana (Adams County)

Average Square Footage in 46772: 1,646 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46772 before you start any project. Monroe homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46772 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46772 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,646 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,646$177,800
Additional Upgrades & Added Features$1351,646$222,250
Major Home Updates or Advancements$1621,646$266,700

It's important to understand that when you estimate your replacement cost of your home in the 46772 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46772

Best Home & Auto Insurance Agencies in 46772

Housing Demographics for 46772

Population Review for 46772 Zip Code

For the city of Monroe, the population within 46772 has increased to over 3,569 residents in population size. The current population total is 3,929. We have broken down the population based on race below. In 46772, there are over 2001 in male population and 1928 females.

PopulationValues
Total Population3,929
White Population3845
Black Population2
Hispanic Population49
Asian Population6
Hawaiian Population0
Indian Population13
Other Population26
Male Population2001
Female Population1928
Population Estimate3569

Household Data for 46772

The average number of homes in 46772 is around 939, there are an average of 4.18 per household. The average house value according to local real estate values is around $177,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode939
Persons Per Household4.18
Average House Value$177,800
Income Per Household$54353
Median Age21.3
Median Age Male21.9
Median Age Female20.6
46772 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityMonroe
City Alias NameMONROE
CountyAdams
County FIPS001
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA19540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameDecatur, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses55
Number Of Employees953
Business First Quarter Payroll9066
Business Annual Payroll40892
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34387
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential854
Delivery Business37
Delivery Total1025
Preferred Last Line KeyX12970
Classification Code
Multi-County
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX12970
Land Area37.256000
Water Area0.000000
City Alias Code
City Mixed CaseMonroe
City Alias Mixed CaseMonroe
Box Count106
SFDU851
MFDU0
State ANSI18
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number175632
Unique ZIP Name
SSA State County Code15000
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseAdams

Indiana Homeowners Insurance News & Information

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    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]