Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed Peoria County, IL agent.

Peoria County, IL Homeowners Insurance Quotes

Are you looking for a quick comparison of Peoria County, IL homeowners insurance quotes to review and compare the best rates today? We can provide up to 12 or more competitive home insurance rates with different coverage options from a basic HO-3 standard homeowner policy to a bundle / packaged discount policy that would include your home and auto grouped together. A basic policy for homeowners living in Peoria County includes protection against most major perils. If you are in need of earthquake or flood insurance, then we can help you find additional coverage. As you may know, a flood policy is separate from a standard HO-3 policy.

Affordable Peoria County Rates

Homeowners living in Peoria County, pay on average around $1144 per year or $95.33 a month for home insurance. Let us help you shop multiple coverage options and provide up to 40% off in discount savings for your home in Peoria County. Online rate quotes can be easily reviewed by entering your zip code of the property you would like to insure or give us a call now at 1-855-976-2656

For all Peoria County, IL residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in Peoria County? Simply enter your zip code to get your Illinois homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

Peoria County, IL Housing Demographics

With 186,494 residents living within the Peoria County area there are over 83,034 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 47,248 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in Peoria County.

DemographicValues
Total Occupied Households75,793
Family Households (families)47,248
Average Owner Occupied Household Size2
Average Family Size3
Total Housing Units83,034

Peoria County, IL Home Insurance Average Premiums

Local Peoria, IL homeowners insurance quotes comparison

$880 /yr.

Illinois's Average Home Insurance Rates Overall

For the state of Illinois, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 31 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$628 /yr.
Current Average Cost:$880 /yr.
Maximum Range:$1144 /yr.

Illinois Homeowners Insurance News & Information

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Thursday 30th November, 2023

    North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Holden Beach, Oak Island Beach, Calabash, Bald Head Island, […]

  • Did you know? Your Home Insurance Doesn’t Cover… Posted on Wednesday 29th November, 2023

    While homeowners insurance covers a variety of perils and protects your home and personal possessions, it does come with a number of exclusions and coverage gaps that can result in you having to cover the cost of certain damage out of pocket.  Let’s have a quick look at what your homeowners policy does and doesn’t […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • What Is the 80/20 Rule In Homeowners Insurance? Posted on Wednesday 8th November, 2023

    If you are purchasing a home, your lender will require that you carry homeowners insurance to protect their investment in your home. Homeowners coverage will help cover the cost of repairing or replacing your home if it is damaged or destroyed by a covered peril.  Covered perils can include items such as a hurricane or […]

Discounts For Homeowners in Peoria County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Illinois homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in Peoria County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in Peoria County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your Peoria County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

Peoria County Housing & Real Estate Data

Details:Statistics
Total Housing Units83034
Occupied Housing Units75793
Vacant Housing Units7241
Vacant Housing Units for Rent2947
Vacant Housing Units Rented Not Occupied89
Vacant Housing Units For Sale1199
Vacant Housing Units Sold Not Occupied227
Vacant Housing Units For Seasonal Occasional Use343
Vacant Housing Units All Other Vacants2436
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent10
Housing Tenure Occupied Units75793
Housing Tenure Occupied Units Owner Occupied50515
Housing Tenure Occupied Units Owner Occupied Population125425
Housing Tenure Occupied Units Owner Occupied Averge Household Size2
Housing Tenure Occupied Units Renter Occupied25278
Housing Tenure Occupied Units Renter Occupied Population56090
Housing Tenure Occupied Units Renter Occupied Average Household Size2