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60537, IL Home Insurance

In the zip code of 60537, the population size is around 627, which consists of 238 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Millington, IL. A few years ago, a study was done and found that the average home insurance rates for Illinois are around $828 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 60537 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Millington. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Millington, IL Homeowners Insurance Online Rates Today!

60537 Home Insurance Average Premiums

Local 60537 homeowners insurance quotes comparison

$578 /yr.

Shows Zip Code: 60537 lowest rates with discounts applied on average.

For the 60537, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$578 /yr.
Average Coverage:$828 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1128 /yr.

What is the average home insurance cost for a home in 60537?

  • • The average homeowners insurance premium paid annually for a home in 60537 is around $828 per year.

What does it cost on average per month for home insurance in 60537?

  • • Homeowners in 60537 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 60537?

  • • Autoowners in 60537 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Millington, check out other zip codes nearby 60537.
To review average rates in another zip code, click on a zip code below:
60537  | 

Home Replacement Cost Coverage in 60537

Average Building Cost Per Square Foot in 60537: $154

Location: Millington, Illinois (Kendall County)

Average Square Footage in 60537: 1,104 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60537 before you start any project. Millington homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60537 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60537 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,104 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Millington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,104$170,000
Additional Upgrades & Added Features$1931,104$212,500
Major Home Updates or Advancements$2311,104$255,000

It's important to understand that when you estimate your replacement cost of your home in the 60537 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60537

Best Home & Auto Insurance Agencies in 60537

Housing Demographics for 60537

Population Review for 60537 Zip Code

For the city of Millington, the population within 60537 has increased to over 0 residents in population size. The current population total is 627. We have broken down the population based on race below. In 60537, there are over 342 in male population and 285 females.

PopulationValues
Total Population627
White Population578
Black Population1
Hispanic Population29
Asian Population1
Hawaiian Population0
Indian Population6
Other Population10
Male Population342
Female Population285
Population Estimate0

Household Data for 60537

The average number of homes in 60537 is around 238, there are an average of 2.63 per household. The average house value according to local real estate values is around $170,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode238
Persons Per Household2.63
Average House Value$170,000
Income Per Household$81500
Median Age39.1
Median Age Male39.6
Median Age Female38.3
60537 DetailsValues
StateIL
State Full NameIllinois
City TypeZ
City Alias Abbreviation
Area Code815/779
CityMillington
City Alias NameMILLINGTON
CountyKendall
County FIPS093
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV20994
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees39
Business First Quarter Payroll444
Business Annual Payroll1880
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population735165
Congressional District14
Congressional LandArea1597.6
Delivery Residential0
Delivery Business0
Delivery Total237
Preferred Last Line KeyW13966
Classification CodeP
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameElgin, IL
City State KeyW13966
Land Area0.826000
Water Area0.061000
City Alias Code
City Mixed CaseMillington
City Alias Mixed CaseMillington
Box Count229
SFDU0
MFDU0
State ANSI17
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number165142
Unique ZIP Name
SSA State County Code14550
Medicare CBSA Code20994
Medicare CBSA NameElgin, IL
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseKendall

Illinois Homeowners Insurance News & Information

  • Higher Premiums and Claim Handling Causes Poor Customer Satisfaction for Insurance Companies Posted on Friday 9th May, 2025

    According to the recently released J.D. Power’s 2025 U.S. Property Claims Satisfaction Study, higher premiums and longer wait time for claim handling are making property owners less satisfied with their homeowners coverage. “Customers are, in essence, paying higher prices for slower service,” said Mark Garrett, director of insurance intelligence at J.D. Power in a press release. […]

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]