Get multiple home insurance quotes in 60144. Our licensed 60144, IL agents are ready to serve you.

60144 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 60144 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Kaneville, IL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 60144 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Illinois, like average Kaneville homeowners insurance rates, coverage options or home insurance types, please select Kaneville, IL Home Insurance Rates Online!

60144 Home Insurance Average Premiums

Local 60144 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 60144 lowest rates with discounts applied on average.

For the 60144, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 60144?

  • • The average homeowners insurance premium paid annually for a home in 60144 is around $993 per year.

What does it cost on average per month for home insurance in 60144?

  • • Homeowners in 60144 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 60144?

  • • Autoowners in 60144 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Kaneville, check out other zip codes nearby 60144.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 60144

Average Building Cost Per Square Foot in 60144: $154

Location: Kaneville, Illinois (Kane County)

Average Square Footage in 60144: 1,656 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60144 before you start any project. Kaneville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60144 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60144 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,656 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kaneville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,656$255,000
Additional Upgrades & Added Features$1931,656$318,750
Major Home Updates or Advancements$2311,656$382,500

It's important to understand that when you estimate your replacement cost of your home in the 60144 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60144

Best Home & Auto Insurance Agencies in 60144

Housing Demographics for 60144

Population Review for 60144 Zip Code

For the city of Kaneville, the population within 60144 has increased to over 0 residents in population size. The current population total is 71. We have broken down the population based on race below. In 60144, there are over 45 in male population and 26 females.

PopulationValues
Total Population71
White Population60
Black Population0
Hispanic Population6
Asian Population2
Hawaiian Population0
Indian Population0
Other Population1
Male Population45
Female Population26
Population Estimate0

Household Data for 60144

The average number of homes in 60144 is around 33, there are an average of 2.15 per household. The average house value according to local real estate values is around $255,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode33
Persons Per Household2.15
Average House Value$255,000
Income Per Household$56250
Median Age45.5
Median Age Male36.5
Median Age Female52.0
60144 DetailsValues
StateIL
State Full NameIllinois
City TypeZ
City Alias Abbreviation
Area Code630/331
CityKaneville
City Alias NameKANEVILLE
CountyKane
County FIPS089
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV20994
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees55
Business First Quarter Payroll514
Business Annual Payroll1856
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population735165
Congressional District11
Congressional LandArea280.95
Delivery Residential0
Delivery Business0
Delivery Total1052
Preferred Last Line KeyW13509
Classification CodeP
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameElgin, IL
City State KeyW13509
Land Area0.049000
Water Area0.000000
City Alias Code
City Mixed CaseKaneville
City Alias Mixed CaseKaneville
Box Count84
SFDU0
MFDU0
State ANSI17
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number164008
Unique ZIP Name
SSA State County Code14530
Medicare CBSA Code20994
Medicare CBSA NameElgin, IL
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseKane

Illinois Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]