Compare quotes for your home in 60126! Compare the best 12 carriers in minutes.
Home Insurance in 60126
Our rates are very competitive for homeowners living in the 60126 zip code. Many homeowners based out of Elmhurst, IL have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our IL licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 60126 should appear in the zip code field ready to go.
60126 Average Home Insurance Rates
Are you looking for a standard HO-3 homeowners policy for your single family home in the Elmhurst area? The average homeowners premium in 60126 is medium in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 60126, you can expect to pay around $1099 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.
Get Home Insurance Coverage in 60126 Today!
Get Home Insurance Quotes in 60126
We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Illinois. Start your 60126 home insurance shopping today!
60126 Home Insurance Average Premiums
$849 /yr.
Shows Zip Code: 60126 lowest rates with discounts applied on average.
For the 60126, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $849 /yr. |
| Average Coverage: | $1099 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1399 /yr. |
What is the average home insurance cost for a home in 60126?
- • The average homeowners insurance premium paid annually for a home in 60126 is around $1099 per year.
What does it cost on average per month for home insurance in 60126?
- • Homeowners in 60126 pay a monthly average cost per month around $92.00.
What kind of discount could I get if I combine my home and auto insurance together in 60126?
- • Autoowners in 60126 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Elmhurst, check out other zip codes nearby 60126.
To review average rates in another zip code, click on a zip code below:
60126 |
Home Replacement Cost Coverage in 60126
Average Building Cost Per Square Foot in 60126: $154
Location: Elmhurst, Illinois (Dupage County)Average Square Footage in 60126: 2,930 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 60126 before you start any project. Elmhurst homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60126 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 60126 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,930 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elmhurst area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $154 | 2,930 | $451,200 |
| Additional Upgrades & Added Features | $193 | 2,930 | $564,000 |
| Major Home Updates or Advancements | $231 | 2,930 | $676,800 |
It's important to understand that when you estimate your replacement cost of your home in the 60126 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 60126
Allstate Insurance - William Bortolotti
Address: 169 East Butterfield Road Elmhurst, IL 60126Phone: (630)279-9191
Website:
Allstate Insurance-MVZ Insurance Agency- Inc.
Address: 340 W Butterfield Rd Elmhurst, IL 60126Phone: (630)530-1277
Website: agent.allstate.com/27277
Best Home & Auto Insurance Agencies in 60126
American Family Insurance - Shonda R Pierre-Antoine
Address: 261 N York St, Ste 6 Elmhurst, IL 60126Phone:
Website: http://www.insurance-agency.amfam.com/IL/shonda-r-pierre-antoine/default.aspx?sourceid=yp3
Info:
Allstate Insurance - William Bortolotti
Address: 169 E Butterfield Rd Elmhurst, IL 60126Phone:
Website:
Info:
John Peterson - COUNTRY Financial
Address: 531 S York St Elmhurst, IL 60126Phone:
Website: http://www.countryfinancial.com/john.peterson
Info:
Anthony Grigat - Allstate Agent
Address: 693 N York St Elmhurst, IL 60126Phone:
Website: http://www.allstateagencies.com/TonyGrigat2/Welcome/
Info:
Wilfrid Berg-Farmers Insurance
Address: 188 W Industrial Dr, #17 Elmhurst, IL 60126Phone:
Website: http://www.farmersagent.com/bberg/
Info:
Housing Demographics for 60126
Population Review for 60126 Zip Code
For the city of Elmhurst, the population within 60126 has increased to over 48,739 residents in population size. The current population total is 48,147. We have broken down the population based on race below. In 60126, there are over 23507 in male population and 24640 females.
| Population | Values |
|---|---|
| Total Population | 48,147 |
| White Population | 38495 |
| Black Population | 1098 |
| Hispanic Population | 4709 |
| Asian Population | 3137 |
| Hawaiian Population | 8 |
| Indian Population | 129 |
| Other Population | 1500 |
| Male Population | 23507 |
| Female Population | 24640 |
| Population Estimate | 48739 |
Household Data for 60126
The average number of homes in 60126 is around 17,166, there are an average of 2.72 per household. The average house value according to local real estate values is around $451,200. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 17,166 |
| Persons Per Household | 2.72 |
| Average House Value | $451,200 |
| Income Per Household | $124789 |
| Median Age | 40.6 |
| Median Age Male | 39.3 |
| Median Age Female | 41.9 |
| 60126 Details | Values |
|---|---|
| State | IL |
| State Full Name | Illinois |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 630/331 |
| City | Elmhurst |
| City Alias Name | ELMHURST |
| County | Dupage |
| County FIPS | 043 |
| State FIPS | 17 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 1602 |
| PMSA | 1600 |
| CSA | 176 |
| CBSA | 16980 |
| CBSA_DIV | 16984 |
| CBSA_Type | Metro |
| CBSA_Name | Chicago-Naperville-Elgin, IL-IN |
| MSA_Name | Chicago-Gary-Kenosha, IL-IN-WI CMSA |
| PMSA_Name | Chicago, IL PMSA |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1831 |
| Number Of Employees | 30185 |
| Business First Quarter Payroll | 428559 |
| Business Annual Payroll | 1926211 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 9461105 |
| CBSA Division Population | 7147982 |
| Congressional District | 03|04|06|07 |
| Congressional LandArea | 237.18|52.45|378.78|62.52 |
| Delivery Residential | 17919 |
| Delivery Business | 1541 |
| Delivery Total | 21555 |
| Preferred Last Line Key | W12861 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Chicago-Naperville, IL-IN-WI |
| CBSA_DIV_Name | Chicago-Naperville-Schaumburg, IL |
| City State Key | W12861 |
| Land Area | 11.206000 |
| Water Area | 0.119000 |
| City Alias Code | |
| City Mixed Case | Elmhurst |
| City Alias Mixed Case | Elmhurst |
| Box Count | 244 |
| SFDU | 13929 |
| MFDU | 3622 |
| State ANSI | 17 |
| County ANSI | 043 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 162502 |
| Unique ZIP Name | |
| SSA State County Code | 14250 |
| Medicare CBSA Code | 16984 |
| Medicare CBSA Name | Chicago-Naperville-Evanston, IL |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Dupage |
Illinois Homeowners Insurance News & Information
-
Coastal Texas Home Insurance Rates Posted on Wednesday 25th February, 2026
If you own a home along the Texas coastline, understanding Coastal Texas home insurance rates is critical to protecting both your property and your financial future. As a professional home insurance agent, I always explain to coastal homeowners that insuring a home near the Gulf comes with unique risks — especially from hurricanes, tropical storms, […]
-
Compare 2026 Homeowners Insurance Rates in Every State Posted on Wednesday 11th February, 2026
Homeowners insurance rates continue to vary widely across the United States in 2026, influenced by severe weather risks, property damage costs, litigation environments, state insurance regulations, and the availability of local carriers. Some states still pay thousands more per year than others for the same amount of dwelling coverage. In this article, we compare average homeowners insurance […]
-
Texas Homeowners Insurance: 2026 Market Update Posted on Monday 26th January, 2026
Texas homeowners are continuing to face one of the most challenging insurance markets in the country — driven by extreme weather risks, rising repair costs, and shifting insurer participation. Below is the latest overview of what buyers should know and how they can save on coverage. 1. Texas Insurance Market Landscape in 2026 Homeowners insurance […]