Get multiple home insurance quotes in 31601. Our licensed 31601, GA agents are ready to serve you.

31601 Home Insurance Rates

For homeowners living in 31601, the population estimates are increasing to well over 32,331 with 12,187 occupied homes within the zip code of 31601. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Valdosta have increased and the average home insurance premium is around $1,044 per year in 31601. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 31601 zip code today so we can help you find affordable Valdosta, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 31601

Please select one of the three options below based on your 31601 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Lowndes County, GA Home Insurance
  3. Valdosta, GA Home Insurance Quotes

31601 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 31601 zip code just got easier with GetHomeInsuranceQuotes.com of Valdosta, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 31601 today and let us help you review the best home insurance quotes available for homeowners living in Valdosta.

Get 31601 Homeowners Insurance Rates Now!

31601 Home Insurance Average Premiums

Local 31601 homeowners insurance quotes comparison

$794 /yr.

Shows Zip Code: 31601 lowest rates with discounts applied on average.

For the 31601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$794 /yr.
Average Coverage:$1044 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1344 /yr.

What is the average home insurance cost for a home in 31601?

  • • The average homeowners insurance premium paid annually for a home in 31601 is around $1044 per year.

What does it cost on average per month for home insurance in 31601?

  • • Homeowners in 31601 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 31601?

  • • Autoowners in 31601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Valdosta area, check out other zip codes nearby 31601.
Review average rates in another zip code:
31606 homeowners insurance rates
31602 homeowners insurance rates
31601 homeowners insurance rates
31605 homeowners insurance rates
31698 homeowners insurance rates

Home Replacement Cost Coverage in 31601

Average Building Cost Per Square Foot in 31601: $122

Location: Valdosta, Georgia (Lowndes County)

Average Square Footage in 31601: 733 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31601 before you start any project. Valdosta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 733 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Valdosta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122733$89,400
Additional Upgrades & Added Features$153733$111,750
Major Home Updates or Advancements$183733$134,100

It's important to understand that when you estimate your replacement cost of your home in the 31601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31601

Bauman Insurance Agency

Address: 1301 Melody Lane Valdosta, GA 31601
Phone: (229)245-9911
Website:

Best Home & Auto Insurance Agencies in 31601

Direct General Insurance Agency Inc - Valdosta

Address: 400 W Central Ave Valdosta, GA 31601
Phone:
Website: http://www.direct-general.com
Info:

Allstate Insurance Companies

Address: 1004 N Patterson St Valdosta, GA 31601
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Blue Cross Blue Shield

Address: 4253 Johnson Rd S Valdosta, GA 31601
Phone:
Website:
Info:

Folsom's Insurance Services

Address: 608 N Lee St Valdosta, GA 31601
Phone:
Website:
Info:

Housing Demographics for 31601

Population Review for 31601 Zip Code

For the city of Valdosta, the population within 31601 has increased to over 32,466 residents in population size. The current population total is 32,331. We have broken down the population based on race below. In 31601, there are over 15529 in male population and 16802 females.

PopulationValues
Total Population32,331
White Population11005
Black Population18233
Hispanic Population2458
Asian Population197
Hawaiian Population27
Indian Population111
Other Population1145
Male Population15529
Female Population16802
Population Estimate32466

Household Data for 31601

The average number of homes in 31601 is around 12,187, there are an average of 2.54 per household. The average house value according to local real estate values is around $89,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,187
Persons Per Household2.54
Average House Value$89,400
Income Per Household$28226
Median Age32.8
Median Age Male31.6
Median Age Female33.9
31601 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityValdosta
City Alias NameVALDOSTA
CountyLowndes
County FIPS185
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA46660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameValdosta, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1074
Number Of Employees18700
Business First Quarter Payroll170190
Business Annual Payroll723249
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population139588
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential12782
Delivery Business1555
Delivery Total14319
Preferred Last Line KeyX11316
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11316
Land Area158.971000
Water Area4.680000
City Alias Code
City Mixed CaseValdosta
City Alias Mixed CaseValdosta
Box Count0
SFDU10290
MFDU794
State ANSI13
County ANSI185
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number129009
Unique ZIP Name
SSA State County Code11700
Medicare CBSA Code46660
Medicare CBSA NameValdosta, GA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLowndes

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]