Get multiple home insurance quotes in 30284. Our licensed 30284, GA agents are ready to serve you.

Check Out 30284 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Sunny Side, GA.

We will gather some basic information about your home in Sunny Side, GA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Georgia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 30284 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 30284

We have pulled together a variety of data related to homeowners insurance in Georgia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Georgia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sunny Side, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30284 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 30284 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Georgia is roughly $1217. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 30284 homeowners insurance policy!

30284 Home Insurance Average Premiums

Local 30284 homeowners insurance quotes comparison

$967 /yr.

Shows Zip Code: 30284 lowest rates with discounts applied on average.

For the 30284, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$967 /yr.
Average Coverage:$1217 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1517 /yr.

What is the average home insurance cost for a home in 30284?

  • • The average homeowners insurance premium paid annually for a home in 30284 is around $1217 per year.

What does it cost on average per month for home insurance in 30284?

  • • Homeowners in 30284 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 30284?

  • • Autoowners in 30284 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Sunny Side, check out other zip codes nearby 30284.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 30284

Average Building Cost Per Square Foot in 30284: $122

Location: Sunny Side, Georgia (Spalding County)

Average Square Footage in 30284: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30284 before you start any project. Sunny Side homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30284 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30284 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sunny Side area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 30284 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30284

Best Home & Auto Insurance Agencies in 30284

Housing Demographics for 30284

Population Review for 30284 Zip Code

For the city of Sunny Side, the population within 30284 has increased to over 0 residents in population size. The current population total is 25. We have broken down the population based on race below. In 30284, there are over 13 in male population and 12 females.

PopulationValues
Total Population25
White Population10
Black Population6
Hispanic Population6
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population13
Female Population12
Population Estimate0

Household Data for 30284

The average number of homes in 30284 is around 7, there are an average of 3.57 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7
Persons Per Household3.57
Average House Value$165,000
Income Per Household$0
Median Age51.3
Median Age Male62.5
Median Age Female48.5
30284 DetailsValues
StateGA
State Full NameGeorgia
City TypeZ
City Alias Abbreviation
Area Code470/678/770
CitySunny Side
City Alias NameSUNNY SIDE
CountySpalding
County FIPS255
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees82
Business First Quarter Payroll280
Business Annual Payroll1297
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential0
Delivery Business0
Delivery Total2554
Preferred Last Line KeyX11239
Classification CodeP
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11239
Land Area0.024000
Water Area0.000000
City Alias Code
City Mixed CaseSunny Side
City Alias Mixed CaseSunny Side
Box Count285
SFDU0
MFDU0
State ANSI13
County ANSI255
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number128426
Unique ZIP Name
SSA State County Code11860
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSpalding

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]