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34788 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 34788 zip code it's important to know that our rates are very competitive for homeowners living in Leesburg, FL. Many homeowners based out of your 34788 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 34788 should appear in the zip code field ready to go. For Leesburg, FL Homeowners Insurance Quotes nearby, we offer the best rates and service.

34788: Average Home Insurance Rates

For homeowners living in the great city of Leesburg, the average homeowners policy is considered very high in comparison to other states. Florida premiums are estimated to be around $1639 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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34788 Home Insurance Average Premiums

Local 34788 homeowners insurance quotes comparison

$1389 /yr.

Shows Zip Code: 34788 lowest rates with discounts applied on average.

For the 34788, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1389 /yr.
Average Coverage:$1639 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1939 /yr.

What is the average home insurance cost for a home in 34788?

  • • The average homeowners insurance premium paid annually for a home in 34788 is around $1639 per year.

What does it cost on average per month for home insurance in 34788?

  • • Homeowners in 34788 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 34788?

  • • Autoowners in 34788 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leesburg area, check out other zip codes nearby 34788.
Review average rates in another zip code:
34748 homeowners insurance rates
34788 homeowners insurance rates

Home Replacement Cost Coverage in 34788

Average Building Cost Per Square Foot in 34788: $167

Location: Leesburg, Florida (Lake County)

Average Square Footage in 34788: 662 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34788 before you start any project. Leesburg homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34788 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34788 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 662 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leesburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167662$110,600
Additional Upgrades & Added Features$209662$138,250
Major Home Updates or Advancements$251662$165,900

It's important to understand that when you estimate your replacement cost of your home in the 34788 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34788

Best Home & Auto Insurance Agencies in 34788

Blunt- Stanley Leo - State Farm Insurance Agent

Address: 32729 Radio Rd Leesburg, FL 34788
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Esther De Pedro-Prieto

Address: 32624 Blossom Ln Leesburg, FL 34788
Phone:
Website:
Info:

Housing Demographics for 34788

Population Review for 34788 Zip Code

For the city of Leesburg, the population within 34788 has increased to over 21,858 residents in population size. The current population total is 19,409. We have broken down the population based on race below. In 34788, there are over 9390 in male population and 10019 females.

PopulationValues
Total Population19,409
White Population16176
Black Population1174
Hispanic Population1764
Asian Population271
Hawaiian Population7
Indian Population68
Other Population529
Male Population9390
Female Population10019
Population Estimate21858

Household Data for 34788

The average number of homes in 34788 is around 8,929, there are an average of 2.17 per household. The average house value according to local real estate values is around $110,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,929
Persons Per Household2.17
Average House Value$110,600
Income Per Household$48708
Median Age57.9
Median Age Male57.0
Median Age Female58.6
34788 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityLeesburg
City Alias NameLEESBURG
CountyLake
County FIPS069
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses348
Number Of Employees4110
Business First Quarter Payroll37774
Business Annual Payroll175765
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District06|11
Congressional LandArea2506.92|2509.88
Delivery Residential10073
Delivery Business366
Delivery Total26219
Preferred Last Line KeyY22254
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22254
Land Area36.149000
Water Area15.728000
City Alias Code
City Mixed CaseLeesburg
City Alias Mixed CaseLeesburg
Box Count0
SFDU2552
MFDU1013
State ANSI12
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115175
Unique ZIP Name
SSA State County Code10340
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID34
County Mixed CaseLake

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]