Get multiple home insurance quotes in 34737. Our licensed 34737, FL agents are ready to serve you.

34737 Home Insurance Rates

For homeowners living in 34737, the population estimates are increasing to well over 3,406 with 1,360 occupied homes within the zip code of 34737. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Howey In The Hills have increased and the average home insurance premium is around $2,045 per year in 34737. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 34737 zip code today so we can help you find affordable Howey In The Hills, FL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 34737

Please select one of the three options below based on your 34737 zip code to learn more about Florida homeowners insurance, plus review average rates and information per state, county or city.

  1. Florida Homeowners Insurance Quotes
  2. Lake County, FL Home Insurance
  3. Howey In The Hills, FL Home Insurance Quotes

34737 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 34737 zip code just got easier with GetHomeInsuranceQuotes.com of Howey In The Hills, FL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 34737 today and let us help you review the best home insurance quotes available for homeowners living in Howey In The Hills.

Get 34737 Homeowners Insurance Rates Now!

34737 Home Insurance Average Premiums

Local 34737 homeowners insurance quotes comparison

$1795 /yr.

Shows Zip Code: 34737 lowest rates with discounts applied on average.

For the 34737, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1795 /yr.
Average Coverage:$2045 /yr.
2600 sq. ft. or higher
(all discounts applied)
$2345 /yr.

What is the average home insurance cost for a home in 34737?

  • • The average homeowners insurance premium paid annually for a home in 34737 is around $2045 per year.

What does it cost on average per month for home insurance in 34737?

  • • Homeowners in 34737 pay a monthly average cost per month around $170.00.

What kind of discount could I get if I combine my home and auto insurance together in 34737?

  • • Autoowners in 34737 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Howey In The Hills, check out other zip codes nearby 34737.
To review average rates in another zip code, click on a zip code below:
34737  | 

Home Replacement Cost Coverage in 34737

Average Building Cost Per Square Foot in 34737: $167

Location: Howey In The Hills, Florida (Lake County)

Average Square Footage in 34737: 1,515 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34737 before you start any project. Howey In The Hills homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34737 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34737 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,515 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Howey In The Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,515$253,000
Additional Upgrades & Added Features$2091,515$316,250
Major Home Updates or Advancements$2511,515$379,500

It's important to understand that when you estimate your replacement cost of your home in the 34737 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34737

Best Home & Auto Insurance Agencies in 34737

Housing Demographics for 34737

Population Review for 34737 Zip Code

For the city of Howey In The Hills, the population within 34737 has increased to over 3,897 residents in population size. The current population total is 3,406. We have broken down the population based on race below. In 34737, there are over 1710 in male population and 1696 females.

PopulationValues
Total Population3,406
White Population2723
Black Population159
Hispanic Population470
Asian Population54
Hawaiian Population3
Indian Population22
Other Population130
Male Population1710
Female Population1696
Population Estimate3897

Household Data for 34737

The average number of homes in 34737 is around 1,360, there are an average of 2.50 per household. The average house value according to local real estate values is around $253,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,360
Persons Per Household2.50
Average House Value$253,000
Income Per Household$62083
Median Age52.0
Median Age Male50.1
Median Age Female53.9
34737 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationHOWEY IN HLS
Area Code352
CityHowey In The Hills
City Alias NameHOWEY IN THE HILLS
CountyLake
County FIPS069
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses61
Number Of Employees650
Business First Quarter Payroll5901
Business Annual Payroll26288
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District11
Congressional LandArea2509.88
Delivery Residential1559
Delivery Business39
Delivery Total5874
Preferred Last Line KeyY22073
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22073
Land Area23.058000
Water Area6.385000
City Alias Code
City Mixed CaseHowey In The Hills
City Alias Mixed CaseHowey In The Hills
Box Count92
SFDU3
MFDU0
State ANSI12
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number114140
Unique ZIP Name
SSA State County Code10340
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID34
County Mixed CaseLake

Florida Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025

    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Florida home insurance and hurricanes How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025

    Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]

  • New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025

    According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]