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Searching for Homeowners Insurance in 34223

If you are a homeowners that lives in 34223 you may be searching for more affordable homeowners insurance in Englewood. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help. makes shopping your insurance policy quick and easy for residents of Englewood, FL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Florida licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

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Get 34223 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Englewood, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 34223 Home Insurance Costs: very high!

In Englewood, homeowners are paying roughly $1653 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 34223 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Englewood are saving up to 40 percent on their policy costs by using

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34223 Home Insurance Average Premiums

Local 34223 homeowners insurance quotes comparison

$1403 /yr.

Shows Zip Code: 34223 lowest rates with discounts applied on average.

For the 34223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1403 /yr.
Average Coverage:$1653 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1953 /yr.

What is the average home insurance cost for a home in 34223?

  • • The average homeowners insurance premium paid annually for a home in 34223 is around $1653 per year.

What does it cost on average per month for home insurance in 34223?

  • • Homeowners in 34223 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 34223?

  • • Autoowners in 34223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Englewood area, check out other zip codes nearby 34223.
Review average rates in another zip code:
34224 homeowners insurance rates
34223 homeowners insurance rates

Home Replacement Cost Coverage in 34223

Average Building Cost Per Square Foot in 34223: $167

Location: Englewood, Florida (Sarasota County)

Average Square Footage in 34223: 1,695 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34223 before you start any project. Englewood homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,695 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Englewood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,695$283,100
Additional Upgrades & Added Features$2091,695$353,875
Major Home Updates or Advancements$2511,695$424,650

It's important to understand that when you estimate your replacement cost of your home in the 34223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34223

Best Home & Auto Insurance Agencies in 34223

Baszto- Maryjoy B - State Farm Insurance Agent

Address: 2021 Englewood Rd Englewood, FL 34223
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Wayne J. King

Address: 651 S Indiana Ave Englewood, FL 34223

Housing Demographics for 34223

Population Review for 34223 Zip Code

For the city of Englewood, the population within 34223 has increased to over 25,484 residents in population size. The current population total is 19,118. We have broken down the population based on race below. In 34223, there are over 9153 in male population and 9965 females.

Total Population19,118
White Population17917
Black Population64
Hispanic Population648
Asian Population160
Hawaiian Population3
Indian Population37
Other Population180
Male Population9153
Female Population9965
Population Estimate25484

Household Data for 34223

The average number of homes in 34223 is around 10,019, there are an average of 1.89 per household. The average house value according to local real estate values is around $283,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,019
Persons Per Household1.89
Average House Value$283,100
Income Per Household$60342
Median Age66.7
Median Age Male66.8
Median Age Female66.6
34223 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941
City Alias NameENGLEWOOD
County FIPS115
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses601
Number Of Employees4446
Business First Quarter Payroll43362
Business Annual Payroll192827
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District17
Congressional LandArea6369.97
Delivery Residential13484
Delivery Business638
Delivery Total16469
Preferred Last Line KeyY21800
Classification Code
CSA NameNorth Port-Bradenton, FL
City State KeyY21800
Land Area41.870000
Water Area9.552000
City Alias Code
City Mixed CaseEnglewood
City Alias Mixed CaseEnglewood
Box Count0
State ANSI12
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112670
Unique ZIP Name
SSA State County Code10570
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID56
County Mixed CaseSarasota

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]