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34142 Home Insurance Rates

Getting multiple homeowners insurance rates in 34142 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Immokalee, FL. Many homeowners based out of the 34142 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Florida licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 34142 should appear in the zip code field ready to go. For Immokalee, FL Home Insurance Quotes, Click to easily get started!

34142 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 34142 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Immokalee. For a basic HO-3, standard homeowners policy, the average premium per year in Florida is around $1668. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 34142 zip code today and let us help you save time and money on your homeowners insurance premium.

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34142 Home Insurance Average Premiums

Local 34142 homeowners insurance quotes comparison

$1418 /yr.

Shows Zip Code: 34142 lowest rates with discounts applied on average.

For the 34142, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1418 /yr.
Average Coverage:$1668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1968 /yr.

What is the average home insurance cost for a home in 34142?

  • • The average homeowners insurance premium paid annually for a home in 34142 is around $1668 per year.

What does it cost on average per month for home insurance in 34142?

  • • Homeowners in 34142 pay a monthly average cost per month around $139.00.

What kind of discount could I get if I combine my home and auto insurance together in 34142?

  • • Autoowners in 34142 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Immokalee area, check out other zip codes nearby 34142.
Review average rates in another zip code:
34142 homeowners insurance rates

Home Replacement Cost Coverage in 34142

Average Building Cost Per Square Foot in 34142: $167

Location: Immokalee, Florida (Collier County)

Average Square Footage in 34142: 1,308 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34142 before you start any project. Immokalee homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34142 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34142 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,308 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Immokalee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,308$218,500
Additional Upgrades & Added Features$2091,308$273,125
Major Home Updates or Advancements$2511,308$327,750

It's important to understand that when you estimate your replacement cost of your home in the 34142 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34142

Best Home & Auto Insurance Agencies in 34142

A Auto Buyers Insurance Agency

Address: 709 W Main St, #1 Immokalee, FL 34142
Phone:
Website:
Info:

The Roe Agency, Incorporated

Address: 5644 Tavilla Cir, #107 Naples, FL 34142
Phone:
Website: http://www.allstateagencies.com/SteveRoe/Welcome
Info:

Allstate Insurance Company - Stephen Roe

Address: 5644 Tavilla Cir Naples, FL 34142
Phone:
Website: http://www.allstateagencies.com/068412?cid=OTC-YP.com-IYP&att=TL
Info:

Teresa Goodlad State Farm Insurance

Address: 702 Leeland Heights Blvd W Lehigh Acres, FL 34142
Phone:
Website: http://www.teresagoodlad.com/
Info:

Kast Insurance

Address: 3300 Bonita Beach Rd Sw, Ste 109 Immokalee, FL 34142
Phone:
Website: http://www.kastinsurance.com/
Info:

Housing Demographics for 34142

Population Review for 34142 Zip Code

For the city of Immokalee, the population within 34142 has increased to over 35,307 residents in population size. The current population total is 31,327. We have broken down the population based on race below. In 34142, there are over 16094 in male population and 15233 females.

PopulationValues
Total Population31,327
White Population8743
Black Population5616
Hispanic Population20637
Asian Population212
Hawaiian Population14
Indian Population600
Other Population8726
Male Population16094
Female Population15233
Population Estimate35307

Household Data for 34142

The average number of homes in 34142 is around 8,643, there are an average of 3.51 per household. The average house value according to local real estate values is around $218,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,643
Persons Per Household3.51
Average House Value$218,500
Income Per Household$45870
Median Age29.7
Median Age Male28.9
Median Age Female30.4
34142 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityImmokalee
City Alias NameIMMOKALEE
CountyCollier
County FIPS021
State FIPS12
Time Zone5
Day Light SavingY
MSA5345
PMSA
CSA163
CBSA34940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNaples-Marco Island, FL
MSA_NameNaples, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses357
Number Of Employees5294
Business First Quarter Payroll46790
Business Annual Payroll210057
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population321520
CBSA Division Population0
Congressional District18|26
Congressional LandArea1512.55|2098.66
Delivery Residential10059
Delivery Business521
Delivery Total10479
Preferred Last Line KeyY22085
Classification Code
Multi-CountyY
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY22085
Land Area625.866000
Water Area11.048000
City Alias Code
City Mixed CaseImmokalee
City Alias Mixed CaseImmokalee
Box Count0
SFDU4222
MFDU1340
State ANSI12
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114200
Unique ZIP Name
SSA State County Code10100
Medicare CBSA Code34940
Medicare CBSA NameNaples-Marco Island, FL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCollier

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]