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34101 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 34101 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Naples, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 34101 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Naples homeowners insurance rates, coverage options or home insurance types, please select Naples, FL Home Insurance Rates Online!

34101 Home Insurance Average Premiums

Local 34101 homeowners insurance quotes comparison

$1380 /yr.

Shows Zip Code: 34101 lowest rates with discounts applied on average.

For the 34101, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1380 /yr.
Average Coverage:$1630 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1930 /yr.

What is the average home insurance cost for a home in 34101?

  • • The average homeowners insurance premium paid annually for a home in 34101 is around $1630 per year.

What does it cost on average per month for home insurance in 34101?

  • • Homeowners in 34101 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 34101?

  • • Autoowners in 34101 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Naples, check out other zip codes nearby 34101.
To review average rates in another zip code, click on a zip code below:
34116  |  34119  |  34113  |  34112  |  34102  |  34120  |  34108  |  34104  |  34117  |  34105  | 

Home Replacement Cost Coverage in 34101

Average Building Cost Per Square Foot in 34101: $167

Location: Naples, Florida (Collier County)

Average Square Footage in 34101: 988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34101 before you start any project. Naples homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34101 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34101 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 988 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Naples area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167988$165,000
Additional Upgrades & Added Features$209988$206,250
Major Home Updates or Advancements$251988$247,500

It's important to understand that when you estimate your replacement cost of your home in the 34101 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34101

Best Home & Auto Insurance Agencies in 34101

Housing Demographics for 34101

Population Review for 34101 Zip Code

For the city of Naples, the population within 34101 has increased to over 0 residents in population size. The current population total is 13. We have broken down the population based on race below. In 34101, there are over 5 in male population and 8 females.

PopulationValues
Total Population13
White Population10
Black Population0
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population0
Other Population1
Male Population5
Female Population8
Population Estimate0

Household Data for 34101

The average number of homes in 34101 is around 14, there are an average of 0.93 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14
Persons Per Household0.93
Average House Value$165,000
Income Per Household$0
Median Age28.3
Median Age Male24.8
Median Age Female28.5
34101 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias Abbreviation
Area Code239
CityNaples
City Alias NameNAPLES
CountyCollier
County FIPS021
State FIPS12
Time Zone5
Day Light SavingY
MSA5345
PMSA
CSA163
CBSA34940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNaples-Marco Island, FL
MSA_NameNaples, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees375
Business First Quarter Payroll4476
Business Annual Payroll17155
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population321520
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential0
Delivery Business0
Delivery Total1700
Preferred Last Line KeyY22467
Classification CodeP
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY22467
Land Area2.454000
Water Area2.929000
City Alias Code
City Mixed CaseNaples
City Alias Mixed CaseNaples
Box Count1201
SFDU0
MFDU0
State ANSI12
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number116270
Unique ZIP Name
SSA State County Code10100
Medicare CBSA Code34940
Medicare CBSA NameNaples-Marco Island, FL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseCollier

Florida Homeowners Insurance News & Information

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