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33947 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 33947 zip code find a great new policy that offers the coverage they need at a price they can afford. makes shopping for a new policy in Rotonda West, FL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 33947.

Shopping for insurance quotes on is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 33947 and start shopping.

Quickly and Easily Compare Average Rates for 33947

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rotonda West, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 33947

Homeowners in Rotonda West are paying roughly $1644 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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33947 Home Insurance Average Premiums

Local 33947 homeowners insurance quotes comparison

$1394 /yr.

Shows Zip Code: 33947 lowest rates with discounts applied on average.

For the 33947, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1394 /yr.
Average Coverage:$1644 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1944 /yr.

What is the average home insurance cost for a home in 33947?

  • • The average homeowners insurance premium paid annually for a home in 33947 is around $1644 per year.

What does it cost on average per month for home insurance in 33947?

  • • Homeowners in 33947 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 33947?

  • • Autoowners in 33947 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rotonda West area, check out other zip codes nearby 33947.
Review average rates in another zip code:
33947 homeowners insurance rates

Home Replacement Cost Coverage in 33947

Average Building Cost Per Square Foot in 33947: $167

Location: Rotonda West, Florida (Charlotte County)

Average Square Footage in 33947: 1,566 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33947 before you start any project. Rotonda West homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33947 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33947 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,566 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rotonda West area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,566$261,500
Additional Upgrades & Added Features$2091,566$326,875
Major Home Updates or Advancements$2511,566$392,250

It's important to understand that when you estimate your replacement cost of your home in the 33947 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33947

Cape Haze Insurance Agency

Address: 3753 Cape Haze Drive Rotonda West, FL 33947
Phone: (941)697-2211

Best Home & Auto Insurance Agencies in 33947

Housing Demographics for 33947

Population Review for 33947 Zip Code

For the city of Rotonda West, the population within 33947 has increased to over 14,455 residents in population size. The current population total is 10,462. We have broken down the population based on race below. In 33947, there are over 4969 in male population and 5493 females.

Total Population10,462
White Population9701
Black Population61
Hispanic Population384
Asian Population90
Hawaiian Population2
Indian Population17
Other Population101
Male Population4969
Female Population5493
Population Estimate14455

Household Data for 33947

The average number of homes in 33947 is around 5,134, there are an average of 2.03 per household. The average house value according to local real estate values is around $261,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,134
Persons Per Household2.03
Average House Value$261,500
Income Per Household$55720
Median Age65.5
Median Age Male66.1
Median Age Female64.7
33947 DetailsValues
State Full NameFlorida
City TypeN
City Alias Abbreviation
Area Code941
CityRotonda West
County FIPS015
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NamePunta Gorda, FL
MSA_NamePunta Gorda, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses101
Number Of Employees418
Business First Quarter Payroll2538
Business Annual Payroll11146
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population159978
CBSA Division Population0
Congressional District17
Congressional LandArea6369.97
Delivery Residential7121
Delivery Business44
Delivery Total7534
Preferred Last Line KeyY22807
Classification Code
CSA NameNorth Port-Bradenton, FL
City State KeyY22807
Land Area13.296000
Water Area0.908000
City Alias Code
City Mixed CaseRotonda West
City Alias Mixed CaseRotonda West
Box Count0
State ANSI12
County ANSI015
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number117554
Unique ZIP Name
SSA State County Code10070
Medicare CBSA Code39460
Medicare CBSA NamePunta Gorda, FL
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCharlotte

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]