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Home Insurance in 33776

If your primary reason for shopping for homeowners insurance in the 33776 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Seminole, FL. Many homeowners that live in the 33776 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 33776 zip code should already appear in the zip code field ready to go. For Seminole, FL Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 33776

Homeowners living in the city of Seminole are paying on average around $1698 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 33776 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Florida home insurance premiums have been recently ranked 1 in the country in terms of the annual cost of premiums. Because premiums in 33776 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 33776 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Seminole. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

33776 Home Insurance Average Premiums

Local 33776 homeowners insurance quotes comparison

$1448 /yr.

Shows Zip Code: 33776 lowest rates with discounts applied on average.

For the 33776, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1448 /yr.
Average Coverage:$1698 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1998 /yr.

What is the average home insurance cost for a home in 33776?

  • • The average homeowners insurance premium paid annually for a home in 33776 is around $1698 per year.

What does it cost on average per month for home insurance in 33776?

  • • Homeowners in 33776 pay a monthly average cost per month around $142.00.

What kind of discount could I get if I combine my home and auto insurance together in 33776?

  • • Autoowners in 33776 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seminole area, check out other zip codes nearby 33776.
Review average rates in another zip code:
33776 homeowners insurance rates
33777 homeowners insurance rates
33772 homeowners insurance rates

Home Replacement Cost Coverage in 33776

Average Building Cost Per Square Foot in 33776: $167

Location: Seminole, Florida (Pinellas County)

Average Square Footage in 33776: 2,059 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33776 before you start any project. Seminole homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33776 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33776 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,059 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seminole area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,059$343,800
Additional Upgrades & Added Features$2092,059$429,750
Major Home Updates or Advancements$2512,059$515,700

It's important to understand that when you estimate your replacement cost of your home in the 33776 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33776

Best Home & Auto Insurance Agencies in 33776

Allstate Insurance Companies

Address: 13033 Park Blvd Seminole, FL 33776
Phone:
Website: http://www.everettfinancialgroup.com
Info:

Housing Demographics for 33776

Population Review for 33776 Zip Code

For the city of Seminole, the population within 33776 has increased to over 12,974 residents in population size. The current population total is 12,922. We have broken down the population based on race below. In 33776, there are over 6158 in male population and 6764 females.

PopulationValues
Total Population12,922
White Population11427
Black Population132
Hispanic Population766
Asian Population265
Hawaiian Population5
Indian Population24
Other Population125
Male Population6158
Female Population6764
Population Estimate12974

Household Data for 33776

The average number of homes in 33776 is around 5,196, there are an average of 2.46 per household. The average house value according to local real estate values is around $343,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,196
Persons Per Household2.46
Average House Value$343,800
Income Per Household$86951
Median Age51.1
Median Age Male50.3
Median Age Female51.9
33776 DetailsValues
StateFL
State Full NameFlorida
City TypeB
City Alias Abbreviation
Area Code727
CitySeminole
City Alias NameSEMINOLE
CountyPinellas
County FIPS103
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV41304
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses299
Number Of Employees1521
Business First Quarter Payroll12743
Business Annual Payroll55049
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population916542
Congressional District13
Congressional LandArea186.03
Delivery Residential5274
Delivery Business128
Delivery Total5397
Preferred Last Line KeyY22875
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameSt. Petersburg-Clearwater-Largo, FL
City State KeyY22875
Land Area3.387000
Water Area0.510000
City Alias Code
City Mixed CaseSeminole
City Alias Mixed CaseSeminole
Box Count0
SFDU4384
MFDU458
State ANSI12
County ANSI103
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115085
Unique ZIP Name
SSA State County Code10510
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID52
County Mixed CasePinellas

Florida Homeowners Insurance News & Information

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  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]