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Home Insurance Rates in 32736

For homeowners shopping online in 32736, our insurance rates are very competitive for homeowners living in Eustis, FL. Many homeowners based out of the great city of Eustis have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 32736, simply click the "Get Multiple Quotes Now" button. Your 32736 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Eustis, FL Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

32736 Home Insurance Rating is: Very High!

If you live in 32736, you can easily save up to 40% off the average home insurance premium of $1597 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Eustis can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 32736 today!

Get Multiple Home Insurance Rates in 32736!

32736 Home Insurance Average Premiums

Local 32736 homeowners insurance quotes comparison

$1347 /yr.

Shows Zip Code: 32736 lowest rates with discounts applied on average.

For the 32736, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1347 /yr.
Average Coverage:$1597 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1897 /yr.

What is the average home insurance cost for a home in 32736?

  • • The average homeowners insurance premium paid annually for a home in 32736 is around $1597 per year.

What does it cost on average per month for home insurance in 32736?

  • • Homeowners in 32736 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 32736?

  • • Autoowners in 32736 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eustis area, check out other zip codes nearby 32736.
Review average rates in another zip code:
32736 homeowners insurance rates
32726 homeowners insurance rates

Home Replacement Cost Coverage in 32736

Average Building Cost Per Square Foot in 32736: $167

Location: Eustis, Florida (Lake County)

Average Square Footage in 32736: 1,774 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32736 before you start any project. Eustis homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32736 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32736 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,774 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eustis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,774$296,300
Additional Upgrades & Added Features$2091,774$370,375
Major Home Updates or Advancements$2511,774$444,450

It's important to understand that when you estimate your replacement cost of your home in the 32736 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32736

Best Home & Auto Insurance Agencies in 32736

Housing Demographics for 32736

Population Review for 32736 Zip Code

For the city of Eustis, the population within 32736 has increased to over 12,831 residents in population size. The current population total is 11,412. We have broken down the population based on race below. In 32736, there are over 5742 in male population and 5670 females.

PopulationValues
Total Population11,412
White Population9491
Black Population451
Hispanic Population1259
Asian Population97
Hawaiian Population6
Indian Population66
Other Population355
Male Population5742
Female Population5670
Population Estimate12831

Household Data for 32736

The average number of homes in 32736 is around 4,133, there are an average of 2.76 per household. The average house value according to local real estate values is around $296,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,133
Persons Per Household2.76
Average House Value$296,300
Income Per Household$78074
Median Age46.1
Median Age Male46.6
Median Age Female45.8
32736 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityEustis
City Alias NameEUSTIS
CountyLake
County FIPS069
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses238
Number Of Employees1190
Business First Quarter Payroll10155
Business Annual Payroll42770
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District06
Congressional LandArea2506.92
Delivery Residential4649
Delivery Business72
Delivery Total6259
Preferred Last Line KeyY21809
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY21809
Land Area109.134000
Water Area10.463000
City Alias Code
City Mixed CaseEustis
City Alias Mixed CaseEustis
Box Count0
SFDU2199
MFDU0
State ANSI12
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112760
Unique ZIP Name
SSA State County Code10340
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID34
County Mixed CaseLake

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]