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Homeowners Insurance in 32667

For homeowners living in 32667, you want more affordable home insurance rates in Micanopy, right? Our rates are very competitive for homeowners living in the great city of Micanopy, FL. Many homeowners living in the 32667 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 32667 should appear in the zip code field ready to go. Comparing Micanopy, FL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

32667 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Micanopy pay around $1622 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Florida home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 32667 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Micanopy homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Florida home insurance premium today!

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32667 Home Insurance Average Premiums

Local 32667 homeowners insurance quotes comparison

$1372 /yr.

Shows Zip Code: 32667 lowest rates with discounts applied on average.

For the 32667, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1372 /yr.
Average Coverage:$1622 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1922 /yr.

What is the average home insurance cost for a home in 32667?

  • • The average homeowners insurance premium paid annually for a home in 32667 is around $1622 per year.

What does it cost on average per month for home insurance in 32667?

  • • Homeowners in 32667 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32667?

  • • Autoowners in 32667 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Micanopy area, check out other zip codes nearby 32667.
Review average rates in another zip code:
32667 homeowners insurance rates

Home Replacement Cost Coverage in 32667

Average Building Cost Per Square Foot in 32667: $167

Location: Micanopy, Florida (Alachua County)

Average Square Footage in 32667: 1,544 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32667 before you start any project. Micanopy homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32667 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32667 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,544 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Micanopy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,544$257,900
Additional Upgrades & Added Features$2091,544$322,375
Major Home Updates or Advancements$2511,544$386,850

It's important to understand that when you estimate your replacement cost of your home in the 32667 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32667

Best Home & Auto Insurance Agencies in 32667

Housing Demographics for 32667

Population Review for 32667 Zip Code

For the city of Micanopy, the population within 32667 has increased to over 3,945 residents in population size. The current population total is 4,117. We have broken down the population based on race below. In 32667, there are over 2110 in male population and 2007 females.

PopulationValues
Total Population4,117
White Population3144
Black Population577
Hispanic Population223
Asian Population37
Hawaiian Population0
Indian Population17
Other Population58
Male Population2110
Female Population2007
Population Estimate3945

Household Data for 32667

The average number of homes in 32667 is around 1,780, there are an average of 2.31 per household. The average house value according to local real estate values is around $257,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,780
Persons Per Household2.31
Average House Value$257,900
Income Per Household$66950
Median Age53.6
Median Age Male52.5
Median Age Female55.1
32667 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityMicanopy
City Alias NameMICANOPY
CountyAlachua
County FIPS001
State FIPS12
Time Zone5
Day Light SavingY
MSA2900
PMSA
CSA264
CBSA23540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGainesville, FL
MSA_NameGainesville, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses94
Number Of Employees335
Business First Quarter Payroll2431
Business Annual Payroll11358
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population264275
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential1708
Delivery Business54
Delivery Total2447
Preferred Last Line KeyY22400
Classification Code
Multi-CountyY
CSA NameGainesville-Lake City, FL
CBSA_DIV_Name
City State KeyY22400
Land Area90.461000
Water Area11.241000
City Alias Code
City Mixed CaseMicanopy
City Alias Mixed CaseMicanopy
Box Count278
SFDU1618
MFDU0
State ANSI12
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115880
Unique ZIP Name
SSA State County Code10000
Medicare CBSA Code23540
Medicare CBSA NameGainesville, FL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseAlachua

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]