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Quickly Revew Homeowners Insurance in 32424

If you own a home in Blountstown, FL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 32424 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Florida licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 32424 and start comparing rates now.

32424 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 32424 is $1637 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 32424 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blountstown, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

32424 Home Insurance Average Premiums

Local 32424 homeowners insurance quotes comparison

$1387 /yr.

Shows Zip Code: 32424 lowest rates with discounts applied on average.

For the 32424, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1387 /yr.
Average Coverage:$1637 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1937 /yr.

What is the average home insurance cost for a home in 32424?

  • • The average homeowners insurance premium paid annually for a home in 32424 is around $1637 per year.

What does it cost on average per month for home insurance in 32424?

  • • Homeowners in 32424 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32424?

  • • Autoowners in 32424 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blountstown area, check out other zip codes nearby 32424.
Review average rates in another zip code:
32424 homeowners insurance rates

Home Replacement Cost Coverage in 32424

Average Building Cost Per Square Foot in 32424: $167

Location: Blountstown, Florida (Calhoun County)

Average Square Footage in 32424: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32424 before you start any project. Blountstown homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32424 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32424 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blountstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167682$113,900
Additional Upgrades & Added Features$209682$142,375
Major Home Updates or Advancements$251682$170,850

It's important to understand that when you estimate your replacement cost of your home in the 32424 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32424

Blount Insurance Agency

Address: 20684 Central Avenue East Blountstown, FL 32424
Phone: (850)674-9200
Website:

Best Home & Auto Insurance Agencies in 32424

Housing Demographics for 32424

Population Review for 32424 Zip Code

For the city of Blountstown, the population within 32424 has increased to over 5,256 residents in population size. The current population total is 7,145. We have broken down the population based on race below. In 32424, there are over 4265 in male population and 2880 females.

PopulationValues
Total Population7,145
White Population4881
Black Population1545
Hispanic Population440
Asian Population36
Hawaiian Population0
Indian Population65
Other Population169
Male Population4265
Female Population2880
Population Estimate5256

Household Data for 32424

The average number of homes in 32424 is around 2,165, there are an average of 2.47 per household. The average house value according to local real estate values is around $113,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,165
Persons Per Household2.47
Average House Value$113,900
Income Per Household$39907
Median Age40.9
Median Age Male39.8
Median Age Female44.2
32424 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850/448
CityBlountstown
City Alias NameBLOUNTSTOWN
CountyCalhoun
County FIPS013
State FIPS12
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses131
Number Of Employees1229
Business First Quarter Payroll9887
Business Annual Payroll41371
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea8613.58
Delivery Residential2128
Delivery Business233
Delivery Total2731
Preferred Last Line KeyY21474
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY21474
Land Area158.817000
Water Area4.662000
City Alias Code
City Mixed CaseBlountstown
City Alias Mixed CaseBlountstown
Box Count306
SFDU1939
MFDU46
State ANSI12
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110810
Unique ZIP Name
SSA State County Code10060
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseCalhoun

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]