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Compare 32162 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in The Villages just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 30,231 neighbors looking to save on their home insurance policy in the local 32162 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 32162. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Florida rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your The Villages, FL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in The Villages, FL

32162 Home Insurance Average Premiums

Local 32162 homeowners insurance quotes comparison

$1394 /yr.

Shows Zip Code: 32162 lowest rates with discounts applied on average.

For the 32162, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1394 /yr.
Average Coverage:$1644 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1944 /yr.

What is the average home insurance cost for a home in 32162?

  • • The average homeowners insurance premium paid annually for a home in 32162 is around $1644 per year.

What does it cost on average per month for home insurance in 32162?

  • • Homeowners in 32162 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 32162?

  • • Autoowners in 32162 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the The Villages area, check out other zip codes nearby 32162.
Review average rates in another zip code:
32162 homeowners insurance rates

Home Replacement Cost Coverage in 32162

Average Building Cost Per Square Foot in 32162: $167

Location: The Villages, Florida (Sumter County)

Average Square Footage in 32162: 1,686 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32162 before you start any project. The Villages homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32162 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32162 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,686 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the The Villages area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,686$281,600
Additional Upgrades & Added Features$2091,686$352,000
Major Home Updates or Advancements$2511,686$422,400

It's important to understand that when you estimate your replacement cost of your home in the 32162 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32162

Best Home & Auto Insurance Agencies in 32162

Allstate Insurance Companies

Address: 11938 County Road 101 The Villages, FL 32162
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 32162

Population Review for 32162 Zip Code

For the city of The Villages, the population within 32162 has increased to over 59,728 residents in population size. The current population total is 51,905. We have broken down the population based on race below. In 32162, there are over 23617 in male population and 28288 females.

PopulationValues
Total Population51,905
White Population49622
Black Population440
Hispanic Population908
Asian Population383
Hawaiian Population8
Indian Population36
Other Population188
Male Population23617
Female Population28288
Population Estimate59728

Household Data for 32162

The average number of homes in 32162 is around 30,231, there are an average of 1.71 per household. The average house value according to local real estate values is around $281,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode30,231
Persons Per Household1.71
Average House Value$281,600
Income Per Household$66366
Median Age73.8
Median Age Male74.7
Median Age Female73.3
32162 DetailsValues
StateFL
State Full NameFlorida
City TypeN
City Alias Abbreviation
Area Code352
CityThe Villages
City Alias NameTHE VILLAGES
CountySumter
County FIPS119
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA422
CBSA48680
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWildwood-The Villages, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses481
Number Of Employees7090
Business First Quarter Payroll62375
Business Annual Payroll281181
Business Employment Flag
Growth Rank12
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4336
Growth Increase Percentage4.6
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06|11
Congressional LandArea2506.92|2509.88
Delivery Residential34929
Delivery Business414
Delivery Total35273
Preferred Last Line KeyY27933
Classification Code
Multi-CountyY
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY27933
Land Area22.770000
Water Area0.758000
City Alias Code
City Mixed CaseThe Villages
City Alias Mixed CaseThe Villages
Box Count0
SFDU52
MFDU34419
State ANSI12
County ANSI119
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number114770
Unique ZIP Name
SSA State County Code10590
Medicare CBSA Code45540
Medicare CBSA NameThe Villages, FL
Medicare CBSA TypeMetro
Market Rating Area ID60
County Mixed CaseSumter

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]