Get multiple home insurance quotes in 32073. Our licensed 32073, FL agents are ready to serve you.

32073 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 32073? Our rates are very competitive for homeowners living in Orange Park, FL. Many homeowners based out of your 32073 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32073 should appear in the zip code field ready to go. For Orange Park, FL Home Insurance Rate Quotes click to review the best rates and service online!

32073 Average Premium is Rated: Very High!

Homeowners living in 32073 can easily save up to 40% off the average home insurance premium of $1588 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Orange Park that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 32073 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 32073!

32073 Home Insurance Average Premiums

Local 32073 homeowners insurance quotes comparison

$1338 /yr.

Shows Zip Code: 32073 lowest rates with discounts applied on average.

For the 32073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1338 /yr.
Average Coverage:$1588 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1888 /yr.

What is the average home insurance cost for a home in 32073?

  • • The average homeowners insurance premium paid annually for a home in 32073 is around $1588 per year.

What does it cost on average per month for home insurance in 32073?

  • • Homeowners in 32073 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 32073?

  • • Autoowners in 32073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Orange Park, check out other zip codes nearby 32073.
To review average rates in another zip code, click on a zip code below:
32073  |  32065  | 

Home Replacement Cost Coverage in 32073

Average Building Cost Per Square Foot in 32073: $167

Location: Orange Park, Florida (Clay County)

Average Square Footage in 32073: 1,177 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32073 before you start any project. Orange Park homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,177 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orange Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,177$196,500
Additional Upgrades & Added Features$2091,177$245,625
Major Home Updates or Advancements$2511,177$294,750

It's important to understand that when you estimate your replacement cost of your home in the 32073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32073

Best Home & Auto Insurance Agencies in 32073

Allstate Insurance Companies

Address: 661 Blanding Blvd Orange Park, FL 32073
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 32073

Population Review for 32073 Zip Code

For the city of Orange Park, the population within 32073 has increased to over 44,589 residents in population size. The current population total is 43,527. We have broken down the population based on race below. In 32073, there are over 20938 in male population and 22589 females.

PopulationValues
Total Population43,527
White Population26732
Black Population7841
Hispanic Population5941
Asian Population1807
Hawaiian Population95
Indian Population179
Other Population2025
Male Population20938
Female Population22589
Population Estimate44589

Household Data for 32073

The average number of homes in 32073 is around 16,505, there are an average of 2.57 per household. The average house value according to local real estate values is around $196,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,505
Persons Per Household2.57
Average House Value$196,500
Income Per Household$67370
Median Age41.0
Median Age Male38.8
Median Age Female43.1
32073 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code904
CityOrange Park
City Alias NameORANGE PARK
CountyClay
County FIPS019
State FIPS12
Time Zone5
Day Light SavingY
MSA3600
PMSA
CSA300
CBSA27260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJacksonville, FL
MSA_NameJacksonville, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1358
Number Of Employees18701
Business First Quarter Payroll190604
Business Annual Payroll827419
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1345596
CBSA Division Population0
Congressional District04
Congressional LandArea1875.97
Delivery Residential17350
Delivery Business1703
Delivery Total18477
Preferred Last Line KeyY22603
Classification Code
Multi-County
CSA NameJacksonville-Kingsland-Palatka, FL-GA
CBSA_DIV_Name
City State KeyY22603
Land Area16.838000
Water Area3.622000
City Alias Code
City Mixed CaseOrange Park
City Alias Mixed CaseOrange Park
Box Count0
SFDU10772
MFDU3202
State ANSI12
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116885
Unique ZIP Name
SSA State County Code10090
Medicare CBSA Code27260
Medicare CBSA NameJacksonville, FL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseClay

Florida Homeowners Insurance News & Information

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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