Get multiple home insurance quotes in 32062. Our licensed 32062, FL agents are ready to serve you.

Quickly Revew Homeowners Insurance in 32062

If you own a home in Mc Alpin, FL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels. can help you shop your coverage and find the best policy for your home in 32062 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Florida licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 32062 and start comparing rates now.

32062 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 32062 is $1612 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 32062 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mc Alpin, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

32062 Home Insurance Average Premiums

Local 32062 homeowners insurance quotes comparison

$1362 /yr.

Shows Zip Code: 32062 lowest rates with discounts applied on average.

For the 32062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1362 /yr.
Average Coverage:$1612 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1912 /yr.

What is the average home insurance cost for a home in 32062?

  • • The average homeowners insurance premium paid annually for a home in 32062 is around $1612 per year.

What does it cost on average per month for home insurance in 32062?

  • • Homeowners in 32062 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 32062?

  • • Autoowners in 32062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Alpin area, check out other zip codes nearby 32062.
Review average rates in another zip code:
32062 homeowners insurance rates

Home Replacement Cost Coverage in 32062

Average Building Cost Per Square Foot in 32062: $167

Location: Mc Alpin, Florida (Suwannee County)

Average Square Footage in 32062: 896 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32062 before you start any project. Mc Alpin homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 896 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Alpin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167896$149,600
Additional Upgrades & Added Features$209896$187,000
Major Home Updates or Advancements$251896$224,400

It's important to understand that when you estimate your replacement cost of your home in the 32062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32062

Best Home & Auto Insurance Agencies in 32062

Housing Demographics for 32062

Population Review for 32062 Zip Code

For the city of Mc Alpin, the population within 32062 has increased to over 2,978 residents in population size. The current population total is 2,547. We have broken down the population based on race below. In 32062, there are over 1282 in male population and 1265 females.

Total Population2,547
White Population2151
Black Population150
Hispanic Population223
Asian Population11
Hawaiian Population2
Indian Population15
Other Population64
Male Population1282
Female Population1265
Population Estimate2978

Household Data for 32062

The average number of homes in 32062 is around 1,028, there are an average of 2.48 per household. The average house value according to local real estate values is around $149,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,028
Persons Per Household2.48
Average House Value$149,600
Income Per Household$56311
Median Age50.1
Median Age Male48.9
Median Age Female51.0
32062 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code386
CityMc Alpin
City Alias NameMC ALPIN
County FIPS121
State FIPS12
Time Zone5
Day Light SavingY
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees130
Business First Quarter Payroll958
Business Annual Payroll4120
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea7306.05
Delivery Residential1201
Delivery Business34
Delivery Total1378
Preferred Last Line KeyY22359
Classification Code
CSA Name
City State KeyY22359
Land Area66.184000
Water Area0.001000
City Alias Code
City Mixed CaseMc Alpin
City Alias Mixed CaseMc Alpin
Box Count131
State ANSI12
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number115490
Unique ZIP Name
SSA State County Code10600
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID61
County Mixed CaseSuwannee

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]