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19971 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19971 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Rehoboth Beach, DE quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19971.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19971 and start shopping.

Quickly and Easily Compare Average Rates for 19971

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rehoboth Beach, DE home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19971

Homeowners in Rehoboth Beach are paying roughly $657 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19971 Home Insurance Average Premiums

Local 19971 homeowners insurance quotes comparison

$407 /yr.

Shows Zip Code: 19971 lowest rates with discounts applied on average.

For the 19971, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$407 /yr.
Average Coverage:$657 /yr.
2600 sq. ft. or higher
(all discounts applied)
$957 /yr.

What is the average home insurance cost for a home in 19971?

  • • The average homeowners insurance premium paid annually for a home in 19971 is around $657 per year.

What does it cost on average per month for home insurance in 19971?

  • • Homeowners in 19971 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19971?

  • • Autoowners in 19971 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rehoboth Beach area, check out other zip codes nearby 19971.
Review average rates in another zip code:
19971 homeowners insurance rates

Home Replacement Cost Coverage in 19971

Average Building Cost Per Square Foot in 19971: $149

Location: Rehoboth Beach, Delaware (Sussex County)

Average Square Footage in 19971: 2,920 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19971 before you start any project. Rehoboth Beach homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19971 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19971 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,920 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rehoboth Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1492,920$435,100
Additional Upgrades & Added Features$1862,920$543,875
Major Home Updates or Advancements$2242,920$652,650

It's important to understand that when you estimate your replacement cost of your home in the 19971 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19971

Best Home & Auto Insurance Agencies in 19971

Bunting Jr- George H - State Farm Insurance Agent

Address: 4319 SR-1 Rehoboth Beach, DE 19971
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19971

Population Review for 19971 Zip Code

For the city of Rehoboth Beach, the population within 19971 has increased to over 22,446 residents in population size. The current population total is 14,348. We have broken down the population based on race below. In 19971, there are over 7041 in male population and 7307 females.

PopulationValues
Total Population14,348
White Population12547
Black Population454
Hispanic Population755
Asian Population207
Hawaiian Population8
Indian Population62
Other Population312
Male Population7041
Female Population7307
Population Estimate22446

Household Data for 19971

The average number of homes in 19971 is around 7,332, there are an average of 1.95 per household. The average house value according to local real estate values is around $435,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,332
Persons Per Household1.95
Average House Value$435,100
Income Per Household$85636
Median Age59.7
Median Age Male58.6
Median Age Female60.7
19971 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias AbbreviationREHOBOTH BCH
Area Code302
CityRehoboth Beach
City Alias NameREHOBOTH BEACH
CountySussex
County FIPS005
State FIPS10
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA42580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeaford, DE
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses914
Number Of Employees9689
Business First Quarter Payroll75940
Business Annual Payroll407327
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population197145
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential11511
Delivery Business1097
Delivery Total16264
Preferred Last Line KeyV21352
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV21352
Land Area17.961000
Water Area11.231000
City Alias Code
City Mixed CaseRehoboth Beach
City Alias Mixed CaseRehoboth Beach
Box Count324
SFDU7009
MFDU460
State ANSI10
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number095720
Unique ZIP Name
SSA State County Code08020
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseSussex

Delaware Homeowners Insurance News & Information

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  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]