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Home Insurance Rates in 19947

For homeowners shopping online in 19947, our insurance rates are very competitive for homeowners living in Georgetown, DE. Many homeowners based out of the great city of Georgetown have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Delaware licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 19947, simply click the "Get Multiple Quotes Now" button. Your 19947 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Georgetown, DE Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

19947 Home Insurance Rating is: Very Low!

If you live in 19947, you can easily save up to 40% off the average home insurance premium of $706 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Georgetown can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 19947 today!

Get Multiple Home Insurance Rates in 19947!

19947 Home Insurance Average Premiums

Local 19947 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 19947 lowest rates with discounts applied on average.

For the 19947, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 19947?

  • • The average homeowners insurance premium paid annually for a home in 19947 is around $706 per year.

What does it cost on average per month for home insurance in 19947?

  • • Homeowners in 19947 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 19947?

  • • Autoowners in 19947 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Georgetown area, check out other zip codes nearby 19947.
Review average rates in another zip code:
19947 homeowners insurance rates

Home Replacement Cost Coverage in 19947

Average Building Cost Per Square Foot in 19947: $149

Location: Georgetown, Delaware (Sussex County)

Average Square Footage in 19947: 1,570 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19947 before you start any project. Georgetown homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19947 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19947 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,570 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Georgetown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,570$233,900
Additional Upgrades & Added Features$1861,570$292,375
Major Home Updates or Advancements$2241,570$350,850

It's important to understand that when you estimate your replacement cost of your home in the 19947 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19947

Muncie Insurance and Financial Services Inc

Address: 314 South Dupont Hwy Georgetown, DE 19947
Phone: (302)856-6020
Website:

Best Home & Auto Insurance Agencies in 19947

Allstate Insurance Companies

Address: 419 S Dupont Hwy Georgetown, DE 19947
Phone:
Website:
Info:

Masten Insurance Services

Address: 13 Bridgeville Rd Georgetown, DE 19947
Phone:
Website: http://www.progressive.com
Info: Car Insurance: Auto Insurance & Online Insurance Quotes - Progressive
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Penuel- C Bruce - State Farm Insurance Agent

Address: 522 E Market St Georgetown, DE 19947
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19947

Population Review for 19947 Zip Code

For the city of Georgetown, the population within 19947 has increased to over 22,502 residents in population size. The current population total is 20,964. We have broken down the population based on race below. In 19947, there are over 11166 in male population and 9798 females.

PopulationValues
Total Population20,964
White Population11556
Black Population2543
Hispanic Population6880
Asian Population129
Hawaiian Population27
Indian Population396
Other Population4293
Male Population11166
Female Population9798
Population Estimate22502

Household Data for 19947

The average number of homes in 19947 is around 6,561, there are an average of 2.95 per household. The average house value according to local real estate values is around $233,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,561
Persons Per Household2.95
Average House Value$233,900
Income Per Household$57894
Median Age36.8
Median Age Male35.7
Median Age Female38.3
19947 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityGeorgetown
City Alias NameGEORGETOWN
CountySussex
County FIPS005
State FIPS10
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA42580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeaford, DE
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses482
Number Of Employees8462
Business First Quarter Payroll84617
Business Annual Payroll370906
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population197145
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential7628
Delivery Business623
Delivery Total9001
Preferred Last Line KeyV21277
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV21277
Land Area119.218000
Water Area0.180000
City Alias Code
City Mixed CaseGeorgetown
City Alias Mixed CaseGeorgetown
Box Count201
SFDU5483
MFDU349
State ANSI10
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number092530
Unique ZIP Name
SSA State County Code08020
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseSussex

Delaware Homeowners Insurance News & Information

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  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]