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19930 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19930 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Bethany Beach, DE quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19930.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19930 and start shopping.

Quickly and Easily Compare Average Rates for 19930

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bethany Beach, DE home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19930

Homeowners in Bethany Beach are paying roughly $665 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19930 Home Insurance Average Premiums

Local 19930 homeowners insurance quotes comparison

$415 /yr.

Shows Zip Code: 19930 lowest rates with discounts applied on average.

For the 19930, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$415 /yr.
Average Coverage:$665 /yr.
2600 sq. ft. or higher
(all discounts applied)
$965 /yr.

What is the average home insurance cost for a home in 19930?

  • • The average homeowners insurance premium paid annually for a home in 19930 is around $665 per year.

What does it cost on average per month for home insurance in 19930?

  • • Homeowners in 19930 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19930?

  • • Autoowners in 19930 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethany Beach area, check out other zip codes nearby 19930.
Review average rates in another zip code:
19930 homeowners insurance rates

Home Replacement Cost Coverage in 19930

Average Building Cost Per Square Foot in 19930: $149

Location: Bethany Beach, Delaware (Sussex County)

Average Square Footage in 19930: 4,434 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19930 before you start any project. Bethany Beach homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19930 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19930 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,434 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethany Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1494,434$660,700
Additional Upgrades & Added Features$1864,434$825,875
Major Home Updates or Advancements$2244,434$991,050

It's important to understand that when you estimate your replacement cost of your home in the 19930 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19930

Best Home & Auto Insurance Agencies in 19930

Housing Demographics for 19930

Population Review for 19930 Zip Code

For the city of Bethany Beach, the population within 19930 has increased to over 6,730 residents in population size. The current population total is 2,657. We have broken down the population based on race below. In 19930, there are over 1234 in male population and 1423 females.

PopulationValues
Total Population2,657
White Population2477
Black Population14
Hispanic Population64
Asian Population30
Hawaiian Population1
Indian Population3
Other Population25
Male Population1234
Female Population1423
Population Estimate6730

Household Data for 19930

The average number of homes in 19930 is around 1,416, there are an average of 1.88 per household. The average house value according to local real estate values is around $660,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,416
Persons Per Household1.88
Average House Value$660,700
Income Per Household$112868
Median Age66.2
Median Age Male66.7
Median Age Female65.8
19930 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityBethany Beach
City Alias NameBETHANY BEACH
CountySussex
County FIPS005
State FIPS10
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA42580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSeaford, DE
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses196
Number Of Employees1539
Business First Quarter Payroll11986
Business Annual Payroll71222
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population197145
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential3580
Delivery Business105
Delivery Total4429
Preferred Last Line KeyV21197
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV21197
Land Area5.858000
Water Area4.727000
City Alias Code
City Mixed CaseBethany Beach
City Alias Mixed CaseBethany Beach
Box Count610
SFDU2039
MFDU502
State ANSI10
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number090330
Unique ZIP Name
SSA State County Code08020
Medicare CBSA Code41540
Medicare CBSA NameSalisbury, MD-DE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseSussex

Delaware Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]