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Check Out 19716 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Newark, DE.

We will gather some basic information about your home in Newark, DE and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Delaware licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 19716 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 19716

We have pulled together a variety of data related to homeowners insurance in Delaware. Simply click on one of the links below to learn about the average cost of homeowners insurance in Delaware as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Newark, DE home insurance quotes in your local city and review the most competitive coverages and premiums.

19716 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 19716 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Delaware is roughly $664. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 19716 homeowners insurance policy!

19716 Home Insurance Average Premiums

Local 19716 homeowners insurance quotes comparison

$414 /yr.

Shows Zip Code: 19716 lowest rates with discounts applied on average.

For the 19716, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$414 /yr.
Average Coverage:$664 /yr.
2600 sq. ft. or higher
(all discounts applied)
$964 /yr.

What is the average home insurance cost for a home in 19716?

  • • The average homeowners insurance premium paid annually for a home in 19716 is around $664 per year.

What does it cost on average per month for home insurance in 19716?

  • • Homeowners in 19716 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 19716?

  • • Autoowners in 19716 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newark area, check out other zip codes nearby 19716.
Review average rates in another zip code:
19702 homeowners insurance rates
19716 homeowners insurance rates
19713 homeowners insurance rates
19717 homeowners insurance rates
19711 homeowners insurance rates

Home Replacement Cost Coverage in 19716

Average Building Cost Per Square Foot in 19716: $149

Location: Newark, Delaware (New Castle County)

Average Square Footage in 19716: 1,107 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19716 before you start any project. Newark homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19716 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19716 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,107 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newark area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,107$165,000
Additional Upgrades & Added Features$1861,107$206,250
Major Home Updates or Advancements$2241,107$247,500

It's important to understand that when you estimate your replacement cost of your home in the 19716 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19716

Best Home & Auto Insurance Agencies in 19716

Housing Demographics for 19716

Population Review for 19716 Zip Code

For the city of Newark, the population within 19716 has increased to over 0 residents in population size. The current population total is 42. We have broken down the population based on race below. In 19716, there are over 16 in male population and 26 females.

PopulationValues
Total Population42
White Population21
Black Population2
Hispanic Population11
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population16
Female Population26
Population Estimate0

Household Data for 19716

The average number of homes in 19716 is around 8, there are an average of 5.25 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8
Persons Per Household5.25
Average House Value$165,000
Income Per Household$0
Median Age22.4
Median Age Male28.0
Median Age Female21.5
19716 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityNewark
City Alias NameNEWARK
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees351
Business First Quarter Payroll2873
Business Annual Payroll12751
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential0
Delivery Business1
Delivery Total1
Preferred Last Line KeyV21334
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21334
Land Area0.624000
Water Area0.000000
City Alias Code
City Mixed CaseNewark
City Alias Mixed CaseNewark
Box Count0
SFDU0
MFDU0
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number095170
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

Delaware Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]