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19703 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 19703 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Claymont, DE quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 19703.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 19703 and start shopping.

Quickly and Easily Compare Average Rates for 19703

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Claymont, DE home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 19703

Homeowners in Claymont are paying roughly $677 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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19703 Home Insurance Average Premiums

Local 19703 homeowners insurance quotes comparison

$427 /yr.

Shows Zip Code: 19703 lowest rates with discounts applied on average.

For the 19703, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$427 /yr.
Average Coverage:$677 /yr.
2600 sq. ft. or higher
(all discounts applied)
$977 /yr.

What is the average home insurance cost for a home in 19703?

  • • The average homeowners insurance premium paid annually for a home in 19703 is around $677 per year.

What does it cost on average per month for home insurance in 19703?

  • • Homeowners in 19703 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 19703?

  • • Autoowners in 19703 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Claymont area, check out other zip codes nearby 19703.
Review average rates in another zip code:
19703 homeowners insurance rates

Home Replacement Cost Coverage in 19703

Average Building Cost Per Square Foot in 19703: $149

Location: Claymont, Delaware (New Castle County)

Average Square Footage in 19703: 1,505 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 19703 before you start any project. Claymont homeowners pay on average around $149 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 19703 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 19703 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,505 sq. ft. and the average cost to rebuild the home in this area is around $149 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Claymont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1491,505$224,200
Additional Upgrades & Added Features$1861,505$280,250
Major Home Updates or Advancements$2241,505$336,300

It's important to understand that when you estimate your replacement cost of your home in the 19703 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 19703

Best Home & Auto Insurance Agencies in 19703

State Farm Insurance - Claymont, DE

Address: 3511 Philadelphia Pike Claymont, DE 19703
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/08/6081
Info:

McNevich- William F - State Farm Insurance Agent

Address: 1302 Society Dr Claymont, DE 19703
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 19703

Population Review for 19703 Zip Code

For the city of Claymont, the population within 19703 has increased to over 16,595 residents in population size. The current population total is 16,175. We have broken down the population based on race below. In 19703, there are over 7713 in male population and 8462 females.

PopulationValues
Total Population16,175
White Population7788
Black Population4897
Hispanic Population1559
Asian Population1463
Hawaiian Population5
Indian Population67
Other Population816
Male Population7713
Female Population8462
Population Estimate16595

Household Data for 19703

The average number of homes in 19703 is around 6,828, there are an average of 2.36 per household. The average house value according to local real estate values is around $224,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,828
Persons Per Household2.36
Average House Value$224,200
Income Per Household$63239
Median Age36.6
Median Age Male35.6
Median Age Female37.8
19703 DetailsValues
StateDE
State Full NameDelaware
City TypeP
City Alias Abbreviation
Area Code302
CityClaymont
City Alias NameCLAYMONT
CountyNew Castle
County FIPS003
State FIPS10
Time Zone5
Day Light SavingY
MSA6162
PMSA9160
CSA428
CBSA37980
CBSA_DIV48864
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NameWilmington-Newark, DE-MD PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses362
Number Of Employees2730
Business First Quarter Payroll25589
Business Annual Payroll120953
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population705670
Congressional District
Congressional LandArea
Delivery Residential7032
Delivery Business338
Delivery Total16478
Preferred Last Line KeyV21234
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameWilmington, DE-MD-NJ
City State KeyV21234
Land Area3.971000
Water Area1.106000
City Alias Code
City Mixed CaseClaymont
City Alias Mixed CaseClaymont
Box Count226
SFDU3721
MFDU1698
State ANSI10
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number091300
Unique ZIP Name
SSA State County Code08010
Medicare CBSA Code48864
Medicare CBSA NameWilmington, DE-MD-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseNew Castle

Delaware Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]