Shop multiple homeowners insurance carriers in one place providing service and consultation from a licensed New London County, CT agent.

New London County, CT Homeowners Insurance Quotes

Trying to find afforable homeowners insurance coverage in New London County can be difficult with so many options available locally and online. Plus, everywhere you turn it seems like rates are on the increase. For most of us, getting the right coverage means speaking with a home insurance professional that can help you find the right coverage at the price you can afford. Shopping online for cheaper New London County home insurance rates with GetHomeInsuranceQuotes.com allows you to get top quality service from the most competitive home insurance companies available in the state of Connecticut. It's important for you to know the coverage options available for your home within New London County, that's why our experience staff of over 20+ years can answer any questions that you may have about your current and new home insurance policy needs. And most of all, we provide ways to help you apply additional discounts to lower your premium while still getting a complete coverage package. Start your online home insurance quote today!

New London County Coastal Home Insurance Rate Quotes

New London County is in a coastal area, it's important to know that flood zones are crucial along the coast that are prone to major hurricanes and tropical storms. Flood insurance programs can be offered to you through your current home insurance carrier or through the National Flood Insurance Programs available in New London County. Speaking with a licensed professional at GetHomeInsuranceQuotes.com allows you to review all coverage options and apply coverages like flood, hurricane insurance and wind hail coverage. Let us help you get the right coastal insurance coverage for your home in New London County.

For New London County, CT homeowners, it's important to know that the average home insurance policy in Connecticut is estimated to be around $131.83 per month. That amounts to $1582 per year for a standard (HO-3) homeowners insurance policy for residents living in New London County. In comparison, the United States national average for homeowners insurance premiums is around 1,249 per year. Connecticut is now ranked 10 in the country in terms of highest home insurance rates. You can easily get up to 12 free home insurance quotes for your home in New London County, CT along with great consulting services so we can help you review which coverage policy is best for your needs. Most homeowners in your area need additional coverages based on certain preferences like a umbrella policy, extra wind and hail coverage, multiple auto insurance policies, wedding ring coverage or boat coverages. A simple HO-3 home insurance policy doesn't cover everything, that is why we can help you fine tune your New London County home insurance coverage to make sure you are covered when you need it the most.

For all New London County, CT residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.


Are you looking for a homeowners insurance quote in New London County? Simply enter your zip code to get your Connecticut homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.

New London County, CT Housing Demographics

With 274,055 residents living within the New London County area there are over 120,994 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 69,862 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in New London County.

DemographicValues
Total Occupied Households107,057
Family Households (families)69,862
Average Owner Occupied Household Size3
Average Family Size3
Total Housing Units120,994

New London County, CT Coastal Wind, Hail & Flood Information

For all homeowners living in New London County (FIPS: 9011), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Connecticut is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in New London County, CT, it's important that you look into hurricane and windstorm insurance options.

New London County boarders a shoreline which increases the risk of wind, hail and flood damage. We will look into providing the best rates possible considering your home is located in the coastal area of Connecticut.

Helpful Articles:

New London County, CT Home Insurance Average Premiums

Local New London, CT homeowners insurance quotes comparison

$1,193 /yr.

Connecticut's Average Home Insurance Rates Overall

For the state of Connecticut, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 10 in the nation for highest premiums in the U.S.

Average RatingAnnual Premium
Minimum Range:$777 /yr.
Current Average Cost:$1,193 /yr.
Maximum Range:$1582 /yr.

New London County, CT Coastal Wind, Hail & Flood Information

New London is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.

Flood Zone Notice: The beautiful coastal county of New London is know for it's beautiful beaches and waterways. Because New London County (FIPS: 9011) has a shoreline and is in a coastal area it is important to purchase flood insurance. The risk is very high in this area and we will work with you to provide the best flood insurance coverage you need for your home in New London County.

Connecticut Homeowners Insurance News & Information

  • Did you know? Your Home Insurance Doesn’t Cover… Posted on Wednesday 29th November, 2023

    While homeowners insurance covers a variety of perils and protects your home and personal possessions, it does come with a number of exclusions and coverage gaps that can result in you having to cover the cost of certain damage out of pocket.  Let’s have a quick look at what your homeowners policy does and doesn’t […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • What Is the 80/20 Rule In Homeowners Insurance? Posted on Wednesday 8th November, 2023

    If you are purchasing a home, your lender will require that you carry homeowners insurance to protect their investment in your home. Homeowners coverage will help cover the cost of repairing or replacing your home if it is damaged or destroyed by a covered peril.  Covered perils can include items such as a hurricane or […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Are hardwood floors covered by my homeowners insurance? Posted on Friday 20th October, 2023

    Hardwood floors can be expensive to repair or replace if they are damaged and a question that many homeowners have is whether or not hardwood floors are covered by their homeowners insurance.  The good news is that in most cases, your damage will be covered as long as it is caused by a covered peril. […]

Discounts For Homeowners in New London County

As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Connecticut homeowners insurance.

  • Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in New London County, this discount can save you up to 20% on your home insurance premium.
  • Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in New London County that do combine their home and auto can save over $500 with this discount.
  • Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your New London County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
  • Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
  • Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.

New London County Housing & Real Estate Data

Details:Statistics
Total Housing Units120994
Occupied Housing Units107057
Vacant Housing Units13937
Vacant Housing Units for Rent3710
Vacant Housing Units Rented Not Occupied213
Vacant Housing Units For Sale1519
Vacant Housing Units Sold Not Occupied368
Vacant Housing Units For Seasonal Occasional Use5748
Vacant Housing Units All Other Vacants2379
Housing Units Homeowner Vacancy Rate Percent2
Housing Units Rental Vacancy Rate Percent10
Housing Tenure Occupied Units107057
Housing Tenure Occupied Units Owner Occupied72518
Housing Tenure Occupied Units Owner Occupied Population184814
Housing Tenure Occupied Units Owner Occupied Averge Household Size3
Housing Tenure Occupied Units Renter Occupied34539
Housing Tenure Occupied Units Renter Occupied Population76459
Housing Tenure Occupied Units Renter Occupied Average Household Size2