Homeowners Insurance in 06716

For homeowners living in 06716, you want more affordable home insurance rates in Wolcott, right? Our rates are very competitive for homeowners living in the great city of Wolcott, CT. Many homeowners living in the 06716 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Connecticut licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 06716 should appear in the zip code field ready to go. Comparing Wolcott, CT Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

06716 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Wolcott pay around $1221 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Connecticut home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 06716 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Wolcott homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Connecticut home insurance premium today!

Get 06716 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 06716: $175

Average Square Footage in 06716: 1,480 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06716 before you start any project. Wolcott homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06716 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06716 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,480 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wolcott area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 06716 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

CT. Corvette & Specialty Auto-s

Allstate Auto Insurance

Allstate Tire Recycling

Watts Ray Insurance Agency

Household Data for 06716

The average number of homes in 06716 is around 6,080, there are an average of 2.60 per household. The average house value according to local real estate values is around $259,000. Please review the following demographics below for average income and media age.

• Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

  Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

• Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

  Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

• Should I consider climate changes when buying a new home? Posted on Saturday 21st June, 2025

  Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]