Get multiple home insurance quotes in 81212. Our licensed 81212, CO agents are ready to serve you.

Homeowners Insurance in 81212

In Canon City, CO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 81212 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 81212 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 81212 should appear in the zip code field ready to go.

81212 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Colorado, you are going to see rates around the average home insurance premium per year of $1243. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Canon City home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 81212 Home Insurance Rates Now!

Best 3 Options to Compare in 81212

If you want homeowners insurance quotes within the city of Canon City or in the 81212 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Canon City, CO.

81212 Home Insurance Average Premiums

Local 81212 homeowners insurance quotes comparison

$993 /yr.

Shows Zip Code: 81212 lowest rates with discounts applied on average.

For the 81212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$993 /yr.
Average Coverage:$1243 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1543 /yr.

What is the average home insurance cost for a home in 81212?

  • • The average homeowners insurance premium paid annually for a home in 81212 is around $1243 per year.

What does it cost on average per month for home insurance in 81212?

  • • Homeowners in 81212 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 81212?

  • • Autoowners in 81212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Canon City area, check out other zip codes nearby 81212.
Review average rates in another zip code:
81212 homeowners insurance rates

Home Replacement Cost Coverage in 81212

Average Building Cost Per Square Foot in 81212: $260

Location: Canon City, Colorado (Fremont County)

Average Square Footage in 81212: 872 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 81212 before you start any project. Canon City homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 81212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 81212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 872 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Canon City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260872$226,800
Additional Upgrades & Added Features$325872$283,500
Major Home Updates or Advancements$390872$340,200

It's important to understand that when you estimate your replacement cost of your home in the 81212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 81212

Best Home & Auto Insurance Agencies in 81212

Redinger Ins & Fin Svcs Inc - State Farm Insurance Agent

Address: 1432 Greenwood Ave Canon City, CO 81212
Phone:
Website: http://www.jerryredinger.com
Info:

Allstate Auto Insurance

Address: 1004 Main St Canon City, CO 81212
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Randy Bringman Insur Agcy Inc - State Farm Insurance Agent

Address: 1117 Main St Canon City, CO 81212
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 103 S 9th St Canon City, CO 81212
Phone:
Website:
Info:

Housing Demographics for 81212

Population Review for 81212 Zip Code

For the city of Canon City, the population within 81212 has increased to over 27,619 residents in population size. The current population total is 31,643. We have broken down the population based on race below. In 81212, there are over 17926 in male population and 13717 females.

PopulationValues
Total Population31,643
White Population25715
Black Population997
Hispanic Population4035
Asian Population205
Hawaiian Population19
Indian Population463
Other Population2125
Male Population17926
Female Population13717
Population Estimate27619

Household Data for 81212

The average number of homes in 81212 is around 11,570, there are an average of 2.27 per household. The average house value according to local real estate values is around $226,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,570
Persons Per Household2.27
Average House Value$226,800
Income Per Household$54818
Median Age45.0
Median Age Male42.1
Median Age Female50.4
81212 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code719
CityCanon City
City Alias NameCANON CITY
CountyFremont
County FIPS043
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA444
CBSA15860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCanon City, CO
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses644
Number Of Employees6697
Business First Quarter Payroll56782
Business Annual Payroll252121
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population46824
CBSA Division Population0
Congressional District07
Congressional LandArea342.11
Delivery Residential12167
Delivery Business813
Delivery Total14056
Preferred Last Line KeyZ11140
Classification Code
Multi-County
CSA NamePueblo-Canon City, CO
CBSA_DIV_Name
City State KeyZ11140
Land Area671.998000
Water Area0.128000
City Alias Code
City Mixed CaseCanon City
City Alias Mixed CaseCanon City
Box Count0
SFDU8360
MFDU793
State ANSI08
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071332
Unique ZIP Name
SSA State County Code06210
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseFremont

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]