Get multiple home insurance quotes in 80923. Our licensed 80923, CO agents are ready to serve you.

80923 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 80923 zip code it's important to know that our rates are very competitive for homeowners living in Colorado Springs, CO. Many homeowners based out of your 80923 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80923 should appear in the zip code field ready to go. For Colorado Springs, CO Homeowners Insurance Quotes nearby, we offer the best rates and service.

80923: Average Home Insurance Rates

For homeowners living in the great city of Colorado Springs, the average homeowners policy is considered very high in comparison to other states. Colorado premiums are estimated to be around $1281 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 80923 Home Insurance Quotes!

80923 Home Insurance Average Premiums

Local 80923 homeowners insurance quotes comparison

$1031 /yr.

Shows Zip Code: 80923 lowest rates with discounts applied on average.

For the 80923, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1031 /yr.
Average Coverage:$1281 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1581 /yr.

What is the average home insurance cost for a home in 80923?

  • • The average homeowners insurance premium paid annually for a home in 80923 is around $1281 per year.

What does it cost on average per month for home insurance in 80923?

  • • Homeowners in 80923 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 80923?

  • • Autoowners in 80923 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Colorado Springs, check out other zip codes nearby 80923.
To review average rates in another zip code, click on a zip code below:
80919  |  80921  |  80951  |  80911  |  80927  |  80922  |  80923  |  80903  |  80902  |  80916  | 

Home Replacement Cost Coverage in 80923

Average Building Cost Per Square Foot in 80923: $260

Location: Colorado Springs, Colorado (El Paso County)

Average Square Footage in 80923: 1,314 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80923 before you start any project. Colorado Springs homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80923 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80923 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,314 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colorado Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,314$341,700
Additional Upgrades & Added Features$3251,314$427,125
Major Home Updates or Advancements$3901,314$512,550

It's important to understand that when you estimate your replacement cost of your home in the 80923 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80923

Best Home & Auto Insurance Agencies in 80923

Allstate Insurance Companies

Address: 6140 Tutt Blvd Colorado Springs, CO 80923
Phone:
Website:
Info:

Housing Demographics for 80923

Population Review for 80923 Zip Code

For the city of Colorado Springs, the population within 80923 has increased to over 34,786 residents in population size. The current population total is 31,849. We have broken down the population based on race below. In 80923, there are over 15559 in male population and 16290 females.

PopulationValues
Total Population31,849
White Population22743
Black Population1657
Hispanic Population4933
Asian Population1493
Hawaiian Population128
Indian Population277
Other Population1331
Male Population15559
Female Population16290
Population Estimate34786

Household Data for 80923

The average number of homes in 80923 is around 11,781, there are an average of 2.70 per household. The average house value according to local real estate values is around $341,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,781
Persons Per Household2.70
Average House Value$341,700
Income Per Household$92332
Median Age34.9
Median Age Male33.6
Median Age Female36.1
80923 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias AbbreviationCOLORADO SPGS
Area Code719
CityColorado Springs
City Alias NameCOLORADO SPRINGS
CountyEl Paso
County FIPS041
State FIPS08
Time Zone7
Day Light SavingY
MSA1720
PMSA
CSA
CBSA17820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColorado Springs, CO
MSA_NameColorado Springs, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses478
Number Of Employees5811
Business First Quarter Payroll59057
Business Annual Payroll269687
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population645613
CBSA Division Population0
Congressional District05
Congressional LandArea7265.72
Delivery Residential12884
Delivery Business322
Delivery Total23443
Preferred Last Line KeyZ11196
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11196
Land Area6.985000
Water Area0.000000
City Alias Code
City Mixed CaseColorado Springs
City Alias Mixed CaseColorado Springs
Box Count0
SFDU43
MFDU1380
State ANSI08
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071818
Unique ZIP Name
SSA State County Code06200
Medicare CBSA Code17820
Medicare CBSA NameColorado Springs, CO
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseEl Paso

Colorado Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]