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Home Insurance in 80834

Our rates are very competitive for homeowners living in the 80834 zip code. Many homeowners based out of Seibert, CO have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CO licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80834 should appear in the zip code field ready to go.

80834 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Seibert area? The average homeowners premium in 80834 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 80834, you can expect to pay around $1267 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 80834 Today!

Get Home Insurance Quotes in 80834

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Colorado. Start your 80834 home insurance shopping today!

  1. Seibert, CO Home Insurance Quotes

80834 Home Insurance Average Premiums

Local 80834 homeowners insurance quotes comparison

$1017 /yr.

Shows Zip Code: 80834 lowest rates with discounts applied on average.

For the 80834, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1017 /yr.
Average Coverage:$1267 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1567 /yr.

What is the average home insurance cost for a home in 80834?

  • • The average homeowners insurance premium paid annually for a home in 80834 is around $1267 per year.

What does it cost on average per month for home insurance in 80834?

  • • Homeowners in 80834 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 80834?

  • • Autoowners in 80834 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Seibert, check out other zip codes nearby 80834.
To review average rates in another zip code, click on a zip code below:
80834  | 

Home Replacement Cost Coverage in 80834

Average Building Cost Per Square Foot in 80834: $260

Location: Seibert, Colorado (Kit Carson County)

Average Square Footage in 80834: 497 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80834 before you start any project. Seibert homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80834 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80834 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 497 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seibert area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$260497$129,200
Additional Upgrades & Added Features$325497$161,500
Major Home Updates or Advancements$390497$193,800

It's important to understand that when you estimate your replacement cost of your home in the 80834 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80834

Best Home & Auto Insurance Agencies in 80834

Housing Demographics for 80834

Population Review for 80834 Zip Code

For the city of Seibert, the population within 80834 has increased to over 96 residents in population size. The current population total is 330. We have broken down the population based on race below. In 80834, there are over 176 in male population and 154 females.

PopulationValues
Total Population330
White Population290
Black Population0
Hispanic Population29
Asian Population0
Hawaiian Population0
Indian Population3
Other Population17
Male Population176
Female Population154
Population Estimate96

Household Data for 80834

The average number of homes in 80834 is around 151, there are an average of 2.19 per household. The average house value according to local real estate values is around $129,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode151
Persons Per Household2.19
Average House Value$129,200
Income Per Household$38889
Median Age46.8
Median Age Male46.5
Median Age Female46.8
80834 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CitySeibert
City Alias NameSEIBERT
CountyKit Carson
County FIPS063
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees40
Business First Quarter Payroll428
Business Annual Payroll1828
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential44
Delivery Business0
Delivery Total178
Preferred Last Line KeyZ11850
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ11850
Land Area279.562000
Water Area0.009000
City Alias Code
City Mixed CaseSeibert
City Alias Mixed CaseSeibert
Box Count115
SFDU44
MFDU0
State ANSI08
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number078172
Unique ZIP Name
SSA State County Code06310
Medicare CBSA Code99906
Medicare CBSA NameRural Areas in CO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseKit Carson

Colorado Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]