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80525 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 80525 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fort Collins, CO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 80525 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Colorado, like average Fort Collins homeowners insurance rates, coverage options or home insurance types, please select Fort Collins, CO Home Insurance Rates Online!

80525 Home Insurance Average Premiums

Local 80525 homeowners insurance quotes comparison

$1029 /yr.

Shows Zip Code: 80525 lowest rates with discounts applied on average.

For the 80525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1029 /yr.
Average Coverage:$1279 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1579 /yr.

What is the average home insurance cost for a home in 80525?

  • • The average homeowners insurance premium paid annually for a home in 80525 is around $1279 per year.

What does it cost on average per month for home insurance in 80525?

  • • Homeowners in 80525 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 80525?

  • • Autoowners in 80525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Fort Collins, check out other zip codes nearby 80525.
To review average rates in another zip code, click on a zip code below:
80521  |  80526  |  80524  |  80525  |  80528  | 

Home Replacement Cost Coverage in 80525

Average Building Cost Per Square Foot in 80525: $260

Location: Fort Collins, Colorado (Larimer County)

Average Square Footage in 80525: 1,705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80525 before you start any project. Fort Collins homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,705 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Collins area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,705$443,400
Additional Upgrades & Added Features$3251,705$554,250
Major Home Updates or Advancements$3901,705$665,100

It's important to understand that when you estimate your replacement cost of your home in the 80525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80525

Allstate Insurance - Jeff A Combs

Address: 4020 S College #4 Fort Collins, CO 80525
Phone: (970)223-0329
Website:

Flood & Peterson Ins Inc

Address: 4821 Wheaton Dr Fort Collins, CO 80525
Phone: (970)266-8710
Website: www.fpinsurance.com

Wooldridge David A Lutcf

Address: 1109 Oak Park Drive Fort Collins, CO 80525
Phone: (970)223-1804
Website:

Roberts Susan E

Address: 1109 Oak Park Drive Fort Collins, CO 80525
Phone: (970)223-1804
Website:

Allstate Insurance - Terry Jones

Address: 1630 S Lemay Ave #6 Fort Collins, CO 80525
Phone: (970)224-5757
Website:

Best Home & Auto Insurance Agencies in 80525

Allstate Insurance Companies

Address: 4519 S College Ave Fort Collins, CO 80525
Phone:
Website: http://www.allstateagencies.com
Info:

Terry Jones

Address: 1630 S Lemay Ave, #6 Fort Collins, CO 80525
Phone:
Website:
Info:

American Family Insurance Cindy GERK

Address: 149 W Harvard St, #102 Fort Collins, CO 80525
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Depler- Raymond E

Address: 4212 S College Ave Fort Collins, CO 80525
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance- Lesa A Ringkjob

Address: 375 E Horsetooth Rd Fort Collins, CO 80525
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__lesa_a_ringkjob-b1190986&mkt=63801
Info:

Housing Demographics for 80525

Population Review for 80525 Zip Code

For the city of Fort Collins, the population within 80525 has increased to over 57,308 residents in population size. The current population total is 55,901. We have broken down the population based on race below. In 80525, there are over 27631 in male population and 28270 females.

PopulationValues
Total Population55,901
White Population46287
Black Population716
Hispanic Population6002
Asian Population1726
Hawaiian Population40
Indian Population424
Other Population1576
Male Population27631
Female Population28270
Population Estimate57308

Household Data for 80525

The average number of homes in 80525 is around 23,732, there are an average of 2.31 per household. The average house value according to local real estate values is around $443,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,732
Persons Per Household2.31
Average House Value$443,400
Income Per Household$81531
Median Age37.2
Median Age Male35.7
Median Age Female38.8
80525 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code970
CityFort Collins
City Alias NameFORT COLLINS
CountyLarimer
County FIPS069
State FIPS08
Time Zone7
Day Light SavingY
MSA2670
PMSA
CSA
CBSA22660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFort Collins-Loveland, CO
MSA_NameFort Collins-Loveland, CO MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2377
Number Of Employees30760
Business First Quarter Payroll506991
Business Annual Payroll2124291
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population299630
CBSA Division Population0
Congressional District02|04
Congressional LandArea7535.34|38102.67
Delivery Residential24809
Delivery Business1865
Delivery Total32985
Preferred Last Line KeyZ11402
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ11402
Land Area23.359000
Water Area0.944000
City Alias Code
City Mixed CaseFort Collins
City Alias Mixed CaseFort Collins
Box Count0
SFDU4283
MFDU5678
State ANSI08
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number073168
Unique ZIP Name
SSA State County Code06340
Medicare CBSA Code22660
Medicare CBSA NameFort Collins, CO
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseLarimer

Colorado Homeowners Insurance News & Information

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]