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Home Insurance Quotes in 95944
Are you shopping for a cheaper homeowners insurance rate in 95944? Our rates are very competitive for homeowners living in Goodyears Bar, CA. Many homeowners located in the 95944 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 95944. To get free 95944 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 95944 zip code should appear in the zip code field ready to go. Shopping Goodyears Bar, CA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 95944 to review the best rate coverages.
Your 95944 Home Insurance Costs Is Rated: High!
For the great city of Goodyears Bar, the average home insurance premium paid annually is around $1108 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our California specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Goodyears Bar and need insurance on your home in the 95944 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
95944 Home Insurance Average Premiums
$858 /yr.
Shows Zip Code: 95944 lowest rates with discounts applied on average.
For the 95944, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $858 /yr. |
| Average Coverage: | $1108 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1408 /yr. |
What is the average home insurance cost for a home in 95944?
- • The average homeowners insurance premium paid annually for a home in 95944 is around $1108 per year.
What does it cost on average per month for home insurance in 95944?
- • Homeowners in 95944 pay a monthly average cost per month around $92.00.
What kind of discount could I get if I combine my home and auto insurance together in 95944?
- • Autoowners in 95944 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Goodyears Bar, check out other zip codes nearby 95944.
To review average rates in another zip code, click on a zip code below:
Home Replacement Cost Coverage in 95944
Average Building Cost Per Square Foot in 95944: $324
Location: Goodyears Bar, California (Sierra County)Average Square Footage in 95944: 509 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 95944 before you start any project. Goodyears Bar homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95944 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 95944 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 509 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodyears Bar area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $324 | 509 | $165,000 |
| Additional Upgrades & Added Features | $405 | 509 | $206,250 |
| Major Home Updates or Advancements | $486 | 509 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 95944 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 95944
Best Home & Auto Insurance Agencies in 95944
Housing Demographics for 95944
Population Review for 95944 Zip Code
For the city of Goodyears Bar, the population within 95944 has increased to over 0 residents in population size. The current population total is 45. We have broken down the population based on race below. In 95944, there are over 29 in male population and 16 females.
| Population | Values |
|---|---|
| Total Population | 45 |
| White Population | 40 |
| Black Population | 0 |
| Hispanic Population | 6 |
| Asian Population | 0 |
| Hawaiian Population | 0 |
| Indian Population | 2 |
| Other Population | 1 |
| Male Population | 29 |
| Female Population | 16 |
| Population Estimate | 0 |
Household Data for 95944
The average number of homes in 95944 is around 22, there are an average of 2.05 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 22 |
| Persons Per Household | 2.05 |
| Average House Value | $165,000 |
| Income Per Household | $0 |
| Median Age | 52.3 |
| Median Age Male | 49.5 |
| Median Age Female | 57.0 |
| 95944 Details | Values |
|---|---|
| State | CA |
| State Full Name | California |
| City Type | Z |
| City Alias Abbreviation | |
| Area Code | 530 |
| City | Goodyears Bar |
| City Alias Name | GOODYEARS BAR |
| County | Sierra |
| County FIPS | 091 |
| State FIPS | 06 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | |
| CBSA_DIV | |
| CBSA_Type | |
| CBSA_Name | |
| MSA_Name | |
| PMSA_Name | |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 0 |
| Number Of Employees | 0 |
| Business First Quarter Payroll | 0 |
| Business Annual Payroll | 0 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 6183.59 |
| Delivery Residential | 0 |
| Delivery Business | 0 |
| Delivery Total | 50 |
| Preferred Last Line Key | Z21300 |
| Classification Code | P |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | Z21300 |
| Land Area | 9.406000 |
| Water Area | 0.009000 |
| City Alias Code | |
| City Mixed Case | Goodyears Bar |
| City Alias Mixed Case | Goodyears Bar |
| Box Count | 48 |
| SFDU | 0 |
| MFDU | 0 |
| State ANSI | 06 |
| County ANSI | 091 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 053078 |
| Unique ZIP Name | |
| SSA State County Code | 05560 |
| Medicare CBSA Code | 99905 |
| Medicare CBSA Name | Rural Areas in CA |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 1 |
| County Mixed Case | Sierra |
California Homeowners Insurance News & Information
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Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025
According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners. According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024
Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]
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2024 Average Homeowners Insurance Rate at $2,777 per year Posted on Tuesday 20th February, 2024
A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]