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Searching for Homeowners Insurance in 85922

If you are a homeowners that lives in 85922 you may be searching for more affordable homeowners insurance in Blue. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Blue, AZ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Arizona licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 85922 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blue, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 85922 Home Insurance Costs: very low!

In Blue, homeowners are paying roughly $755 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 85922 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Blue are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 85922 policy right now!

85922 Home Insurance Average Premiums

Local 85922 homeowners insurance quotes comparison

$505 /yr.

Shows Zip Code: 85922 lowest rates with discounts applied on average.

For the 85922, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$505 /yr.
Average Coverage:$755 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1055 /yr.

What is the average home insurance cost for a home in 85922?

  • • The average homeowners insurance premium paid annually for a home in 85922 is around $755 per year.

What does it cost on average per month for home insurance in 85922?

  • • Homeowners in 85922 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 85922?

  • • Autoowners in 85922 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Blue, check out other zip codes nearby 85922.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 85922

Average Building Cost Per Square Foot in 85922: $161

Location: Blue, Arizona (Greenlee County)

Average Square Footage in 85922: 1,437 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85922 before you start any project. Blue homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85922 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85922 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,437 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,437$231,400
Additional Upgrades & Added Features$2011,437$289,250
Major Home Updates or Advancements$2421,437$347,100

It's important to understand that when you estimate your replacement cost of your home in the 85922 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85922

Best Home & Auto Insurance Agencies in 85922

Housing Demographics for 85922

Population Review for 85922 Zip Code

For the city of Blue, the population within 85922 has increased to over 78 residents in population size. The current population total is 68. We have broken down the population based on race below. In 85922, there are over 35 in male population and 33 females.

PopulationValues
Total Population68
White Population53
Black Population0
Hispanic Population15
Asian Population0
Hawaiian Population0
Indian Population1
Other Population5
Male Population35
Female Population33
Population Estimate78

Household Data for 85922

The average number of homes in 85922 is around 33, there are an average of 2.06 per household. The average house value according to local real estate values is around $231,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode33
Persons Per Household2.06
Average House Value$231,400
Income Per Household$48786
Median Age54.0
Median Age Male54.8
Median Age Female50.5
85922 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code928
CityBlue
City Alias NameBLUE
CountyGreenlee
County FIPS011
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|06
Congressional LandArea7838.12|625.07
Delivery Residential38
Delivery Business1
Delivery Total39
Preferred Last Line KeyZ10399
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10399
Land Area671.324000
Water Area0.454000
City Alias Code
City Mixed CaseBlue
City Alias Mixed CaseBlue
Box Count0
SFDU38
MFDU0
State ANSI04
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number030777
Unique ZIP Name
SSA State County Code03050
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseGreenlee

Arizona Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]