Get multiple home insurance quotes in 85535. Our licensed 85535, AZ agents are ready to serve you.

85535 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 85535 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Eden, AZ quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 85535.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 85535 and start shopping.

Quickly and Easily Compare Average Rates for 85535

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Eden, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 85535

Homeowners in Eden are paying roughly $769 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 85535 Home Insurance Quotes right now!

85535 Home Insurance Average Premiums

Local 85535 homeowners insurance quotes comparison

$519 /yr.

Shows Zip Code: 85535 lowest rates with discounts applied on average.

For the 85535, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$519 /yr.
Average Coverage:$769 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1069 /yr.

What is the average home insurance cost for a home in 85535?

  • • The average homeowners insurance premium paid annually for a home in 85535 is around $769 per year.

What does it cost on average per month for home insurance in 85535?

  • • Homeowners in 85535 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 85535?

  • • Autoowners in 85535 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Eden, check out other zip codes nearby 85535.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 85535

Average Building Cost Per Square Foot in 85535: $161

Location: Eden, Arizona (Graham County)

Average Square Footage in 85535: 1,025 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85535 before you start any project. Eden homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85535 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85535 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,025 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,025$165,000
Additional Upgrades & Added Features$2011,025$206,250
Major Home Updates or Advancements$2421,025$247,500

It's important to understand that when you estimate your replacement cost of your home in the 85535 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85535

Best Home & Auto Insurance Agencies in 85535

Housing Demographics for 85535

Population Review for 85535 Zip Code

For the city of Eden, the population within 85535 has increased to over 12 residents in population size. The current population total is 28. We have broken down the population based on race below. In 85535, there are over 9 in male population and 19 females.

PopulationValues
Total Population28
White Population20
Black Population1
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population2
Other Population1
Male Population9
Female Population19
Population Estimate12

Household Data for 85535

The average number of homes in 85535 is around 7, there are an average of 4.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7
Persons Per Household4.00
Average House Value$165,000
Income Per Household$0
Median Age17.0
Median Age Male22.5
Median Age Female14.5
85535 DetailsValues
StateAZ
State Full NameArizona
City TypeN
City Alias Abbreviation
Area Code928
CityEden
City Alias NameEDEN
CountyGraham
County FIPS009
State FIPS04
Time Zone7
Day Light SavingN
MSA
PMSA
CSA
CBSA40940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSafford, AZ
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45657
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential3
Delivery Business0
Delivery Total164
Preferred Last Line KeyZ10507
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ10507
Land Area3.877000
Water Area0.053000
City Alias Code
City Mixed CaseEden
City Alias Mixed CaseEden
Box Count0
SFDU3
MFDU0
State ANSI04
County ANSI009
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number036438
Unique ZIP Name
SSA State County Code03040
Medicare CBSA Code99903
Medicare CBSA NameRural Areas in AZ
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseGraham

Arizona Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]