85395 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 85395? There are over 13,110 occupied homes in the 85395 area. With a population size of 37,157, it's not uncommon for residence of Goodyear, AZ to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Arizona is around $709 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 85395 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Goodyear, AZ Home Insurance Rate Quotes

85395 Home Insurance Average Premiums

Local 85395 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 85395 lowest rates with discounts applied on average.

For the 85395, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$459 /yr.
Average Coverage:	$709 /yr.
2600 sq. ft. or higher (all discounts applied)	$1009 /yr.

What is the average home insurance cost for a home in 85395?

• The average homeowners insurance premium paid annually for a home in 85395 is around $709 per year.

What does it cost on average per month for home insurance in 85395?

• Homeowners in 85395 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 85395?

• Autoowners in 85395 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Goodyear, check out other zip codes nearby 85395.
To review average rates in another zip code, click on a zip code below:
85338 | 85395 |

Home Replacement Cost Coverage in 85395

Average Building Cost Per Square Foot in 85395: $161

Location: Goodyear, Arizona (Maricopa County)

Average Square Footage in 85395: 2,363 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85395 before you start any project. Goodyear homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85395 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85395 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,363 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goodyear area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$161	2,363	$380,500
Additional Upgrades & Added Features	$201	2,363	$475,625
Major Home Updates or Advancements	$242	2,363	$570,750

Calculate Your Dwelling Coverage in 85395

It's important to understand that when you estimate your replacement cost of your home in the 85395 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 85395

John Manobianco Ins Agcy Inc - State Farm Insurance Agent

Address: 3301 N Litchfield Rd, #100 Goodyear, AZ 85395
Phone:
Website:
Info:

Farmers Insurance - Paul Lorenz

Address: 14122 W McDowell Rd, #202 Goodyear, AZ 85395
Phone:
Website: http://www.mywestvalleyagent.com
Info:

American Family Insurance- Brennan, Patrick

Address: 12409 West Indian School Road Avondale, AZ 85395
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/602055091/avondale_az/american_family_insurance_brennan_patrick.html
Info:

American Family Insurance - Mark A Gama

Address: 1616 North Litchfield Road #135 Goodyear, AZ 85395
Phone:
Website: http://www.phoenix.citysearch.com/profile/662565120/goodyear_az/american_family_insurance_mark_a_gama.html
Info:

EZ Insurance Solutions

Address: 14122 West McDowell Road #103c Goodyear, AZ 85395
Phone:
Website: http://www.phoenix.citysearch.com/profile/662863050/goodyear_az/ez_insurance_solutions.html
Info:

Housing Demographics for 85395

Population Review for 85395 Zip Code

For the city of Goodyear, the population within 85395 has increased to over 42,621 residents in population size. The current population total is 37,157. We have broken down the population based on race below. In 85395, there are over 16424 in male population and 20733 females.

Population	Values
Total Population	37,157
White Population	24128
Black Population	2348
Hispanic Population	8510
Asian Population	2013
Hawaiian Population	100
Indian Population	562
Other Population	3459
Male Population	16424
Female Population	20733
Population Estimate	42621

Household Data for 85395

The average number of homes in 85395 is around 13,110, there are an average of 2.54 per household. The average house value according to local real estate values is around $380,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,110
Persons Per Household	2.54
Average House Value	$380,500
Income Per Household	$99317
Median Age	45.2
Median Age Male	45.9
Median Age Female	44.7

85395 Details	Values
State	AZ
State Full Name	Arizona
City Type	N
City Alias Abbreviation
Area Code	623
City	Goodyear
City Alias Name	GOODYEAR
County	Maricopa
County FIPS	013
State FIPS	04
Time Zone	7
Day Light Saving	N
MSA	6200
PMSA
CSA	429
CBSA	38060
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Phoenix-Mesa-Chandler, AZ
MSA_Name	Phoenix-Mesa, AZ MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	607
Number Of Employees	8838
Business First Quarter Payroll	81045
Business Annual Payroll	357173
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	4192887
CBSA Division Population	0
Congressional District	09
Congressional LandArea	164.79
Delivery Residential	16780
Delivery Business	535
Delivery Total	26741
Preferred Last Line Key	Z10558
Classification Code
Multi-County
CSA Name	Phoenix-Mesa, AZ
CBSA_DIV_Name
City State Key	Z10558
Land Area	18.588000
Water Area	0.019000
City Alias Code
City Mixed Case	Goodyear
City Alias Mixed Case	Goodyear
Box Count	0
SFDU	4205
MFDU	9941
State ANSI	04
County ANSI	013
ZIP Intro
Alias Intro
Facility Code	N
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	030481
Unique ZIP Name
SSA State County Code	03060
Medicare CBSA Code	38060
Medicare CBSA Name	Phoenix-Mesa-Chandler, AZ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Maricopa

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Home Insurance Quotes in 85395!