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85226 Home Insurance Quotes & Rates

Currently, the 16,211 homes within the 85226 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Arizona is around $638 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Chandler, AZ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 85226.

Arizona is now ranking #46 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Chandler home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Arizona has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 85226 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Chandler, Arizona home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Chandler, AZ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

85226 Home Insurance Average Premiums

Local 85226 homeowners insurance quotes comparison

$388 /yr.

Shows Zip Code: 85226 lowest rates with discounts applied on average.

For the 85226, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$388 /yr.
Average Coverage:$638 /yr.
2600 sq. ft. or higher
(all discounts applied)
$938 /yr.

What is the average home insurance cost for a home in 85226?

  • • The average homeowners insurance premium paid annually for a home in 85226 is around $638 per year.

What does it cost on average per month for home insurance in 85226?

  • • Homeowners in 85226 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85226?

  • • Autoowners in 85226 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chandler area, check out other zip codes nearby 85226.
Review average rates in another zip code:
85225 homeowners insurance rates
85286 homeowners insurance rates
85248 homeowners insurance rates
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85249 homeowners insurance rates
85226 homeowners insurance rates

Home Replacement Cost Coverage in 85226

Average Building Cost Per Square Foot in 85226: $161

Location: Chandler, Arizona (Maricopa County)

Average Square Footage in 85226: 2,127 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85226 before you start any project. Chandler homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85226 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85226 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,127 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chandler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,127$342,500
Additional Upgrades & Added Features$2012,127$428,125
Major Home Updates or Advancements$2422,127$513,750

It's important to understand that when you estimate your replacement cost of your home in the 85226 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85226

Allstate Insurance - Tim Propps

Address: 3875 West Ray Road #9 Chandler, AZ 85226
Phone: (480)413-0715
Website:

Allstate Insurance - David Evans III

Address: 3111w Chandler Bl #k103 Chandler, AZ 85226
Phone: (480)899-6538
Website:

Best Home & Auto Insurance Agencies in 85226

Allstate Insurance Companies - Sales Offices- Chandler

Address: 3111 W Chandler Blvd Chandler, AZ 85226
Phone:
Website:
Info:

Allstate Insurance - Tim Propps

Address: 3875 W Ray Rd, #Rd-9 Chandler, AZ 85226
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 6909 W Ray Rd Chandler, AZ 85226
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Eller- Randy G - State Farm Insurance Agent

Address: 7050 W Chandler Blvd, #4 Chandler, AZ 85226
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Farmers Insurance Sakata Agency

Address: 3855 W Ray Rd, #2 Chandler, AZ 85226
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 85226

Population Review for 85226 Zip Code

For the city of Chandler, the population within 85226 has increased to over 41,827 residents in population size. The current population total is 40,689. We have broken down the population based on race below. In 85226, there are over 19972 in male population and 20717 females.

PopulationValues
Total Population40,689
White Population24639
Black Population2553
Hispanic Population7320
Asian Population5057
Hawaiian Population122
Indian Population1022
Other Population2187
Male Population19972
Female Population20717
Population Estimate41827

Household Data for 85226

The average number of homes in 85226 is around 16,211, there are an average of 2.49 per household. The average house value according to local real estate values is around $342,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,211
Persons Per Household2.49
Average House Value$342,500
Income Per Household$94728
Median Age37.6
Median Age Male36.0
Median Age Female39.0
85226 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/520/602/623
CityChandler
City Alias NameCHANDLER
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1637
Number Of Employees41709
Business First Quarter Payroll914115
Business Annual Payroll3370088
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District02|04
Congressional LandArea7838.12|33199.45
Delivery Residential16798
Delivery Business1533
Delivery Total31093
Preferred Last Line KeyZ10433
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10433
Land Area38.445000
Water Area0.229000
City Alias Code
City Mixed CaseChandler
City Alias Mixed CaseChandler
Box Count0
SFDU1497
MFDU5279
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number031480
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]