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Searching for Homeowners Insurance in 85014

If you are a homeowners that lives in 85014 you may be searching for more affordable homeowners insurance in Phoenix. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Phoenix, AZ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Arizona licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 85014 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Phoenix, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 85014 Home Insurance Costs: very low!

In Phoenix, homeowners are paying roughly $629 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 85014 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Phoenix are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 85014 policy right now!

85014 Home Insurance Average Premiums

Local 85014 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 85014 lowest rates with discounts applied on average.

For the 85014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$929 /yr.

What is the average home insurance cost for a home in 85014?

  • • The average homeowners insurance premium paid annually for a home in 85014 is around $629 per year.

What does it cost on average per month for home insurance in 85014?

  • • Homeowners in 85014 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 85014?

  • • Autoowners in 85014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Phoenix area, check out other zip codes nearby 85014.
Review average rates in another zip code:
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85009 homeowners insurance rates
85085 homeowners insurance rates

Home Replacement Cost Coverage in 85014

Average Building Cost Per Square Foot in 85014: $161

Location: Phoenix, Arizona (Maricopa County)

Average Square Footage in 85014: 2,098 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85014 before you start any project. Phoenix homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,098 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Phoenix area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,098$337,800
Additional Upgrades & Added Features$2012,098$422,250
Major Home Updates or Advancements$2422,098$506,700

It's important to understand that when you estimate your replacement cost of your home in the 85014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85014

Allstate Insurance - Stephanie Lasalle

Address: 777 E Missouri #120 Phoenix, AZ 85014
Phone: (602)263-1939
Website:

Best Home & Auto Insurance Agencies in 85014

Allstate Insurance Companies

Address: 1568 E Bethany Home Rd Phoenix, AZ 85014
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Pat Berg Ins Agcy Inc - State Farm Insurance Agent

Address: 6107 N 7th St, #10 Phoenix, AZ 85014
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 802 E Missouri Ave Phoenix, AZ 85014
Phone:
Website:
Info:

Medicare Plan B

Address: 5333 N 7th St Phoenix, AZ 85014
Phone:
Website:
Info:

Housing Demographics for 85014

Population Review for 85014 Zip Code

For the city of Phoenix, the population within 85014 has increased to over 27,965 residents in population size. The current population total is 26,381. We have broken down the population based on race below. In 85014, there are over 13178 in male population and 13203 females.

PopulationValues
Total Population26,381
White Population16092
Black Population1635
Hispanic Population7514
Asian Population755
Hawaiian Population25
Indian Population1126
Other Population3032
Male Population13178
Female Population13203
Population Estimate27965

Household Data for 85014

The average number of homes in 85014 is around 13,365, there are an average of 1.96 per household. The average house value according to local real estate values is around $337,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,365
Persons Per Household1.96
Average House Value$337,800
Income Per Household$59168
Median Age36.1
Median Age Male36.2
Median Age Female36.1
85014 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code602/480/623/520/928
CityPhoenix
City Alias NamePHOENIX
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1013
Number Of Employees13867
Business First Quarter Payroll187472
Business Annual Payroll884861
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01|03
Congressional LandArea55039.61|15688.79
Delivery Residential14268
Delivery Business1099
Delivery Total15982
Preferred Last Line KeyZ10747
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10747
Land Area4.040000
Water Area0.010000
City Alias Code
City Mixed CasePhoenix
City Alias Mixed CasePhoenix
Box Count0
SFDU5174
MFDU7672
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number036364
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]