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Compare 36110 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Montgomery just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 4,430 neighbors looking to save on their home insurance policy in the local 36110 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 36110. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Alabama rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Montgomery, AL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Montgomery, AL

36110 Home Insurance Average Premiums

Local 36110 homeowners insurance quotes comparison

$856 /yr.

Shows Zip Code: 36110 lowest rates with discounts applied on average.

For the 36110, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$856 /yr.
Average Coverage:$1106 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1406 /yr.

What is the average home insurance cost for a home in 36110?

  • • The average homeowners insurance premium paid annually for a home in 36110 is around $1106 per year.

What does it cost on average per month for home insurance in 36110?

  • • Homeowners in 36110 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 36110?

  • • Autoowners in 36110 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Montgomery area, check out other zip codes nearby 36110.
Review average rates in another zip code:
36109 homeowners insurance rates
36112 homeowners insurance rates
36116 homeowners insurance rates
36113 homeowners insurance rates
36107 homeowners insurance rates
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36104 homeowners insurance rates
36105 homeowners insurance rates
36117 homeowners insurance rates
36110 homeowners insurance rates

Home Replacement Cost Coverage in 36110

Average Building Cost Per Square Foot in 36110: $104

Location: Montgomery, Alabama (Montgomery County)

Average Square Footage in 36110: 614 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36110 before you start any project. Montgomery homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36110 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36110 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 614 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Montgomery area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104614$63,900
Additional Upgrades & Added Features$130614$79,875
Major Home Updates or Advancements$156614$95,850

It's important to understand that when you estimate your replacement cost of your home in the 36110 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36110

Best Home & Auto Insurance Agencies in 36110

Housing Demographics for 36110

Population Review for 36110 Zip Code

For the city of Montgomery, the population within 36110 has increased to over 12,145 residents in population size. The current population total is 11,492. We have broken down the population based on race below. In 36110, there are over 5503 in male population and 5989 females.

PopulationValues
Total Population11,492
White Population2155
Black Population8289
Hispanic Population723
Asian Population102
Hawaiian Population4
Indian Population43
Other Population532
Male Population5503
Female Population5989
Population Estimate12145

Household Data for 36110

The average number of homes in 36110 is around 4,430, there are an average of 2.51 per household. The average house value according to local real estate values is around $63,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,430
Persons Per Household2.51
Average House Value$63,900
Income Per Household$38100
Median Age38.0
Median Age Male36.9
Median Age Female39.0
36110 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code334
CityMontgomery
City Alias NameMONTGOMERY
CountyMontgomery
County FIPS101
State FIPS01
Time Zone6
Day Light SavingY
MSA5240
PMSA
CSA388
CBSA33860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMontgomery, AL
MSA_NameMontgomery, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses160
Number Of Employees2282
Business First Quarter Payroll25158
Business Annual Payroll111159
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population374536
CBSA Division Population0
Congressional District02
Congressional LandArea10141.63
Delivery Residential4839
Delivery Business328
Delivery Total6246
Preferred Last Line KeyY10815
Classification Code
Multi-County
CSA NameMontgomery-Selma, AL
CBSA_DIV_Name
City State KeyY10815
Land Area29.491000
Water Area1.821000
City Alias Code
City Mixed CaseMontgomery
City Alias Mixed CaseMontgomery
Box Count52
SFDU4230
MFDU294
State ANSI01
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015630
Unique ZIP Name
SSA State County Code01500
Medicare CBSA Code33860
Medicare CBSA NameMontgomery, AL
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseMontgomery

Alabama Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]