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35643 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 35643? Our rates are very competitive for homeowners living in Hillsboro, AL. Many homeowners based out of your 35643 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 35643 should appear in the zip code field ready to go. For Hillsboro, AL Home Insurance Rate Quotes click to review the best rates and service online!

35643 Average Premium is Rated: High!

Homeowners living in 35643 can easily save up to 40% off the average home insurance premium of $1110 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Hillsboro that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 35643 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 35643!

35643 Home Insurance Average Premiums

Local 35643 homeowners insurance quotes comparison

$860 /yr.

Shows Zip Code: 35643 lowest rates with discounts applied on average.

For the 35643, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$860 /yr.
Average Coverage:$1110 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1410 /yr.

What is the average home insurance cost for a home in 35643?

  • • The average homeowners insurance premium paid annually for a home in 35643 is around $1110 per year.

What does it cost on average per month for home insurance in 35643?

  • • Homeowners in 35643 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 35643?

  • • Autoowners in 35643 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hillsboro area, check out other zip codes nearby 35643.
Review average rates in another zip code:
35643 homeowners insurance rates

Home Replacement Cost Coverage in 35643

Average Building Cost Per Square Foot in 35643: $104

Location: Hillsboro, Alabama (Lawrence County)

Average Square Footage in 35643: 987 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 35643 before you start any project. Hillsboro homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 35643 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 35643 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 987 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hillsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104987$102,600
Additional Upgrades & Added Features$130987$128,250
Major Home Updates or Advancements$156987$153,900

It's important to understand that when you estimate your replacement cost of your home in the 35643 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 35643

Best Home & Auto Insurance Agencies in 35643

Housing Demographics for 35643

Population Review for 35643 Zip Code

For the city of Hillsboro, the population within 35643 has increased to over 3,144 residents in population size. The current population total is 2,913. We have broken down the population based on race below. In 35643, there are over 1436 in male population and 1477 females.

PopulationValues
Total Population2,913
White Population1779
Black Population786
Hispanic Population63
Asian Population4
Hawaiian Population0
Indian Population108
Other Population41
Male Population1436
Female Population1477
Population Estimate3144

Household Data for 35643

The average number of homes in 35643 is around 1,269, there are an average of 2.30 per household. The average house value according to local real estate values is around $102,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,269
Persons Per Household2.30
Average House Value$102,600
Income Per Household$46594
Median Age47.6
Median Age Male47.4
Median Age Female47.9
35643 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code256
CityHillsboro
City Alias NameHILLSBORO
CountyLawrence
County FIPS079
State FIPS01
Time Zone6
Day Light SavingY
MSA2030
PMSA
CSA290
CBSA19460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDecatur, AL
MSA_NameDecatur, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees167
Business First Quarter Payroll1755
Business Annual Payroll7674
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population153829
CBSA Division Population0
Congressional District04
Congressional LandArea8888.77
Delivery Residential1367
Delivery Business51
Delivery Total2286
Preferred Last Line KeyY10602
Classification Code
Multi-County
CSA NameHuntsville-Decatur-Albertville, AL-TN
CBSA_DIV_Name
City State KeyY10602
Land Area80.863000
Water Area16.869000
City Alias Code
City Mixed CaseHillsboro
City Alias Mixed CaseHillsboro
Box Count109
SFDU1367
MFDU0
State ANSI01
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number014100
Unique ZIP Name
SSA State County Code01390
Medicare CBSA Code19460
Medicare CBSA NameDecatur, AL
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseLawrence

Alabama Homeowners Insurance News & Information

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