Get multiple home insurance quotes in 77802. Our licensed 77802, TX agents are ready to serve you.

Home Insurance Quotes in 77802

Are you shopping for a cheaper homeowners insurance rate in 77802? Our rates are very competitive for homeowners living in Bryan, TX. Many homeowners located in the 77802 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 77802. To get free 77802 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 77802 zip code should appear in the zip code field ready to go. Shopping Bryan, TX Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 77802 to review the best rate coverages.

Your 77802 Home Insurance Costs Is Rated: Very High!

For the great city of Bryan, the average home insurance premium paid annually is around $1538 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Texas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Bryan and need insurance on your home in the 77802 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 77802 Homeowners Insurance Rates Now!

77802 Home Insurance Average Premiums

Local 77802 homeowners insurance quotes comparison

$1288 /yr.

Shows Zip Code: 77802 lowest rates with discounts applied on average.

For the 77802, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1288 /yr.
Average Coverage:$1538 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1838 /yr.

What is the average home insurance cost for a home in 77802?

  • • The average homeowners insurance premium paid annually for a home in 77802 is around $1538 per year.

What does it cost on average per month for home insurance in 77802?

  • • Homeowners in 77802 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 77802?

  • • Autoowners in 77802 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bryan area, check out other zip codes nearby 77802.
Review average rates in another zip code:
77808 homeowners insurance rates
77802 homeowners insurance rates
77807 homeowners insurance rates
77801 homeowners insurance rates
77803 homeowners insurance rates

Home Replacement Cost Coverage in 77802

Average Building Cost Per Square Foot in 77802: $129

Location: Bryan, Texas (Brazos County)

Average Square Footage in 77802: 1,465 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 77802 before you start any project. Bryan homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 77802 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 77802 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,465 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bryan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,465$189,000
Additional Upgrades & Added Features$1611,465$236,250
Major Home Updates or Advancements$1941,465$283,500

It's important to understand that when you estimate your replacement cost of your home in the 77802 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 77802

Best Home & Auto Insurance Agencies in 77802

ACE Cash Express

Address: 3304 E 29th St Bryan, TX 77802
Phone:
Website: http://www.acecashexpress.com/
Info:

Brian Miller Agency - Farmers Insurance Group

Address: 4012 Stillmeadow Dr Bryan, TX 77802
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Allstate Insurance Company - Larry Shillings

Address: 3601 E 29th St Bryan, TX 77802
Phone:
Website: http://www.allstateagencies.com/087392?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Agency

Address: 3840 Corporate Center Dr Bryan, TX 77802
Phone:
Website: http://www.allstateagencies.com/013823/Welcome/
Info:

A - Z Insurance

Address: 816 E Villa Maria Rd Bryan, TX 77802
Phone:
Website: http://www.bryantxautoinsurance.com/
Info:

Housing Demographics for 77802

Population Review for 77802 Zip Code

For the city of Bryan, the population within 77802 has increased to over 27,383 residents in population size. The current population total is 25,502. We have broken down the population based on race below. In 77802, there are over 11987 in male population and 13515 females.

PopulationValues
Total Population25,502
White Population17364
Black Population2622
Hispanic Population5376
Asian Population615
Hawaiian Population39
Indian Population159
Other Population1621
Male Population11987
Female Population13515
Population Estimate27383

Household Data for 77802

The average number of homes in 77802 is around 11,578, there are an average of 2.17 per household. The average house value according to local real estate values is around $189,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,578
Persons Per Household2.17
Average House Value$189,000
Income Per Household$59488
Median Age36.4
Median Age Male34.0
Median Age Female38.8
77802 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code979
CityBryan
City Alias NameBRYAN
CountyBrazos
County FIPS041
State FIPS48
Time Zone6
Day Light SavingY
MSA1260
PMSA
CSA
CBSA17780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCollege Station-Bryan, TX
MSA_NameBryan-College Station, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses884
Number Of Employees14525
Business First Quarter Payroll168493
Business Annual Payroll730979
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population228660
CBSA Division Population0
Congressional District10
Congressional LandArea5070.95
Delivery Residential12619
Delivery Business1124
Delivery Total15428
Preferred Last Line KeyW23070
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW23070
Land Area11.468000
Water Area0.000000
City Alias Code
City Mixed CaseBryan
City Alias Mixed CaseBryan
Box Count0
SFDU5493
MFDU4188
State ANSI48
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number481150
Unique ZIP Name
SSA State County Code45190
Medicare CBSA Code17780
Medicare CBSA NameCollege Station-Bryan, TX
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBrazos

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]