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93927 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 93927? There are over 4,420 occupied homes in the 93927 area. With a population size of 19,976, it's not uncommon for residence of Greenfield, CA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in California is around $892 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 93927 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Greenfield, CA Home Insurance Rate Quotes

93927 Home Insurance Average Premiums

Local 93927 homeowners insurance quotes comparison

$642 /yr.

Shows Zip Code: 93927 lowest rates with discounts applied on average.

For the 93927, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$642 /yr.
Average Coverage:$892 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1192 /yr.

What is the average home insurance cost for a home in 93927?

  • • The average homeowners insurance premium paid annually for a home in 93927 is around $892 per year.

What does it cost on average per month for home insurance in 93927?

  • • Homeowners in 93927 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 93927?

  • • Autoowners in 93927 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenfield area, check out other zip codes nearby 93927.
Review average rates in another zip code:
93927 homeowners insurance rates

Home Replacement Cost Coverage in 93927

Average Building Cost Per Square Foot in 93927: $324

Location: Greenfield, California (Monterey County)

Average Square Footage in 93927: 1,081 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93927 before you start any project. Greenfield homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93927 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93927 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,081 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,081$350,400
Additional Upgrades & Added Features$4051,081$438,000
Major Home Updates or Advancements$4861,081$525,600

It's important to understand that when you estimate your replacement cost of your home in the 93927 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93927

Best Home & Auto Insurance Agencies in 93927

Housing Demographics for 93927

Population Review for 93927 Zip Code

For the city of Greenfield, the population within 93927 has increased to over 17,981 residents in population size. The current population total is 19,976. We have broken down the population based on race below. In 93927, there are over 10098 in male population and 9878 females.

PopulationValues
Total Population19,976
White Population3059
Black Population103
Hispanic Population18492
Asian Population225
Hawaiian Population25
Indian Population1751
Other Population9547
Male Population10098
Female Population9878
Population Estimate17981

Household Data for 93927

The average number of homes in 93927 is around 4,420, there are an average of 4.51 per household. The average house value according to local real estate values is around $350,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,420
Persons Per Household4.51
Average House Value$350,400
Income Per Household$66786
Median Age27.7
Median Age Male27.2
Median Age Female28.2
93927 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code831
CityGreenfield
City Alias NameGREENFIELD
CountyMonterey
County FIPS053
State FIPS06
Time Zone8
Day Light SavingY
MSA7120
PMSA
CSA
CBSA41500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalinas, CA
MSA_NameSalinas, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses139
Number Of Employees1293
Business First Quarter Payroll14168
Business Annual Payroll64659
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population415057
CBSA Division Population0
Congressional District18
Congressional LandArea696.12
Delivery Residential3987
Delivery Business174
Delivery Total7038
Preferred Last Line KeyZ21328
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21328
Land Area210.117000
Water Area1.352000
City Alias Code
City Mixed CaseGreenfield
City Alias Mixed CaseGreenfield
Box Count2132
SFDU79
MFDU0
State ANSI06
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number053132
Unique ZIP Name
SSA State County Code05370
Medicare CBSA Code41500
Medicare CBSA NameSalinas, CA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseMonterey

California Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]