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Searching for Homeowners Insurance in 91024

If you are a homeowners that lives in 91024 you may be searching for more affordable homeowners insurance in Sierra Madre. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Sierra Madre, CA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 91024 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sierra Madre, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 91024 Home Insurance Costs: high!

In Sierra Madre, homeowners are paying roughly $971 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 91024 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Sierra Madre are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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91024 Home Insurance Average Premiums

Local 91024 homeowners insurance quotes comparison

$721 /yr.

Shows Zip Code: 91024 lowest rates with discounts applied on average.

For the 91024, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$721 /yr.
Average Coverage:$971 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1271 /yr.

What is the average home insurance cost for a home in 91024?

  • • The average homeowners insurance premium paid annually for a home in 91024 is around $971 per year.

What does it cost on average per month for home insurance in 91024?

  • • Homeowners in 91024 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 91024?

  • • Autoowners in 91024 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sierra Madre area, check out other zip codes nearby 91024.
Review average rates in another zip code:
91024 homeowners insurance rates

Home Replacement Cost Coverage in 91024

Average Building Cost Per Square Foot in 91024: $324

Location: Sierra Madre, California (Los Angeles County)

Average Square Footage in 91024: 3,235 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 91024 before you start any project. Sierra Madre homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 91024 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 91024 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,235 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sierra Madre area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,235$1,048,300
Additional Upgrades & Added Features$4053,235$1,310,375
Major Home Updates or Advancements$4863,235$1,572,450

It's important to understand that when you estimate your replacement cost of your home in the 91024 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 91024

Best Home & Auto Insurance Agencies in 91024

Allstate

Address: 122 W Sierra Madre Blvd Sierra Madre, CA 91024
Phone:
Website: http://www.allstateagencies.com/TrilbyBias/Welcome/
Info:

Mimi Young-Farmers Insurance

Address: 49 S Baldwin Ave Sierra Madre, CA 91024
Phone:
Website: http://www.farmers.com/
Info:

Housing Demographics for 91024

Population Review for 91024 Zip Code

For the city of Sierra Madre, the population within 91024 has increased to over 11,536 residents in population size. The current population total is 11,268. We have broken down the population based on race below. In 91024, there are over 5259 in male population and 6009 females.

PopulationValues
Total Population11,268
White Population7491
Black Population177
Hispanic Population1923
Asian Population1446
Hawaiian Population11
Indian Population62
Other Population490
Male Population5259
Female Population6009
Population Estimate11536

Household Data for 91024

The average number of homes in 91024 is around 4,840, there are an average of 2.31 per household. The average house value according to local real estate values is around $1,048,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,840
Persons Per Household2.31
Average House Value$1,048,300
Income Per Household$116884
Median Age48.3
Median Age Male47.2
Median Age Female49.1
91024 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code626
CitySierra Madre
City Alias NameSIERRA MADRE
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses334
Number Of Employees2100
Business First Quarter Payroll19383
Business Annual Payroll92720
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District28
Congressional LandArea218.45
Delivery Residential4994
Delivery Business284
Delivery Total5278
Preferred Last Line KeyZ22959
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22959
Land Area3.495000
Water Area0.004000
City Alias Code
City Mixed CaseSierra Madre
City Alias Mixed CaseSierra Madre
Box Count0
SFDU3908
MFDU1019
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057230
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]