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90272 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 90272? Our rates are very competitive for homeowners living in Pacific Palisades, CA. Many homeowners based out of your 90272 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 90272 should appear in the zip code field ready to go. For Pacific Palisades, CA Home Insurance Rate Quotes click to review the best rates and service online!

90272 Average Premium is Rated: High!

Homeowners living in 90272 can easily save up to 40% off the average home insurance premium of $926 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Pacific Palisades that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 90272 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 90272!

90272 Home Insurance Average Premiums

Local 90272 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 90272 lowest rates with discounts applied on average.

For the 90272, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 90272?

  • • The average homeowners insurance premium paid annually for a home in 90272 is around $926 per year.

What does it cost on average per month for home insurance in 90272?

  • • Homeowners in 90272 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 90272?

  • • Autoowners in 90272 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pacific Palisades area, check out other zip codes nearby 90272.
Review average rates in another zip code:
90272 homeowners insurance rates

Home Replacement Cost Coverage in 90272

Average Building Cost Per Square Foot in 90272: $324

Location: Pacific Palisades, California (Los Angeles County)

Average Square Footage in 90272: 6,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 90272 before you start any project. Pacific Palisades homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 90272 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 90272 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,173 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pacific Palisades area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3246,173$2,000,000
Additional Upgrades & Added Features$4056,173$2,500,000
Major Home Updates or Advancements$4866,173$3,000,000

It's important to understand that when you estimate your replacement cost of your home in the 90272 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 90272

Best Home & Auto Insurance Agencies in 90272

Kathi Dolan-Farmers Insurance

Address: 861 Via de La Paz, Ste C Pacific Palisades, CA 90272
Phone:
Website: http://www.farmersagent.com/kdolan/
Info:

Michael Solum-Farmers Insurance

Address: 881 Alma Real Dr Los Angeles, CA 90272
Phone:
Website:
Info:

Bowe- Patricia A

Address: 845 Via de La Paz Pacific Palisades, CA 90272
Phone:
Website:
Info:

Housing Demographics for 90272

Population Review for 90272 Zip Code

For the city of Pacific Palisades, the population within 90272 has increased to over 23,809 residents in population size. The current population total is 22,849. We have broken down the population based on race below. In 90272, there are over 10896 in male population and 11953 females.

PopulationValues
Total Population22,849
White Population18710
Black Population193
Hispanic Population1407
Asian Population1493
Hawaiian Population19
Indian Population37
Other Population339
Male Population10896
Female Population11953
Population Estimate23809

Household Data for 90272

The average number of homes in 90272 is around 8,947, there are an average of 2.54 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,947
Persons Per Household2.54
Average House Value$2,000,000
Income Per Household$212115
Median Age49.3
Median Age Male48.6
Median Age Female50.0
90272 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationPACIFIC PLSDS
Area Code424
CityPacific Palisades
City Alias NamePACIFIC PALISADES
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1016
Number Of Employees5735
Business First Quarter Payroll70754
Business Annual Payroll373647
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District32
Congressional LandArea124.23
Delivery Residential9374
Delivery Business492
Delivery Total10646
Preferred Last Line KeyZ22375
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22375
Land Area23.811000
Water Area0.550000
City Alias Code
City Mixed CasePacific Palisades
City Alias Mixed CasePacific Palisades
Box Count428
SFDU7282
MFDU1310
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055748
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • 2023 – California’s recent storms – Is my home covered by insurance? Posted on Tuesday 10th January, 2023

    California has recently been hit by a shocking amount of punishing winter weather that has triggered flooding as well as mudslides across vast areas of the state. The weather has led to evacuation orders as well as damaged homes. Unfortunately, for many homeowners, the damage may not be covered by their homeowners insurance.   In most […]

  • 2022 Future Housing Market Preview by Fed Chairman Powell Posted on Friday 1st July, 2022

    Many of us are concerned about how the housing market will fare as interest rates head up and a looming recession takes hold. Will home values crash as they did during the Great Recession or will they simply stop rising and settle in at their current values.  While no one can predict the future, Fed […]