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Homeowners Insurance coverage in 99037
If you are a homeowner in 99037 or Veradale, WA you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Veradale.
Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.
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What is the Average Home Insurance Rates in 99037?
Residents of Veradale have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Washington? While Washington is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Washington comes in at 43 in the country for homeowners insurance premiums.
If you are living in 99037 zipcode, expect to pay around $663 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.
Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Veradale does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.
Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.
99037 Home Insurance Average Premiums
For the 99037, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $413 /yr. |
Average Coverage: | $663 /yr. |
2600 sq. ft. or higher (all discounts applied) | $963 /yr. |
What is the average home insurance cost for a home in 99037?
- • The average homeowners insurance premium paid annually for a home in 99037 is around $663 per year.
What does it cost on average per month for home insurance in 99037?
- • Homeowners in 99037 pay a monthly average cost per month around $55.00.
What kind of discount could I get if I combine my home and auto insurance together in 99037?
- • Autoowners in 99037 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Veradale, check out other zip codes nearby 99037.
To review average rates in another zip code, click on a zip code below:
99037 |
Home Replacement Cost Coverage in 99037
Average Building Cost Per Square Foot in 99037: $242
Location: Veradale, Washington (Spokane County)Average Square Footage in 99037: 1,263 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 99037 before you start any project. Veradale homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99037 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 99037 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,263 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Veradale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $242 | 1,263 | $305,600 |
Additional Upgrades & Added Features | $303 | 1,263 | $382,000 |
Major Home Updates or Advancements | $363 | 1,263 | $458,400 |
It's important to understand that when you estimate your replacement cost of your home in the 99037 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 99037
Allstate Insurance - Clifford C. Walton- Jr.
Address: S 502 Sullivan Veradale, WA 99037Phone: (509)926-1777
Website:
Best Home & Auto Insurance Agencies in 99037
Allstate Insurance - Clifford C. Walton- Jr.
Address: 502 S Sullivan Rd Veradale, WA 99037Phone:
Website:
Info:
Housing Demographics for 99037
Population Review for 99037 Zip Code
For the city of Veradale, the population within 99037 has increased to over 17,875 residents in population size. The current population total is 15,907. We have broken down the population based on race below. In 99037, there are over 7855 in male population and 8052 females.
Population | Values |
---|---|
Total Population | 15,907 |
White Population | 13421 |
Black Population | 204 |
Hispanic Population | 976 |
Asian Population | 474 |
Hawaiian Population | 83 |
Indian Population | 165 |
Other Population | 375 |
Male Population | 7855 |
Female Population | 8052 |
Population Estimate | 17875 |
Household Data for 99037
The average number of homes in 99037 is around 6,115, there are an average of 2.60 per household. The average house value according to local real estate values is around $305,600. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 6,115 |
Persons Per Household | 2.60 |
Average House Value | $305,600 |
Income Per Household | $69928 |
Median Age | 38.4 |
Median Age Male | 36.7 |
Median Age Female | 40.1 |
99037 Details | Values |
---|---|
State | WA |
State Full Name | Washington |
City Type | P |
City Alias Abbreviation | |
Area Code | 509 |
City | Veradale |
City Alias Name | VERADALE |
County | Spokane |
County FIPS | 063 |
State FIPS | 53 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 7840 |
PMSA | |
CSA | 518 |
CBSA | 44060 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Spokane-Spokane Valley, WA |
MSA_Name | Spokane, WA MSA |
PMSA_Name | |
Region | West |
Division | Pacific |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 339 |
Number Of Employees | 3902 |
Business First Quarter Payroll | 32320 |
Business Annual Payroll | 142529 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 471221 |
CBSA Division Population | 0 |
Congressional District | 05 |
Congressional LandArea | 15473.13 |
Delivery Residential | 6875 |
Delivery Business | 267 |
Delivery Total | 7963 |
Preferred Last Line Key | Z17674 |
Classification Code | |
Multi-County | |
CSA Name | Spokane-Spokane Valley-Coeur d'Alene, WA-ID |
CBSA_DIV_Name | |
City State Key | Z17674 |
Land Area | 6.289000 |
Water Area | 0.031000 |
City Alias Code | |
City Mixed Case | Veradale |
City Alias Mixed Case | Veradale |
Box Count | 630 |
SFDU | 2580 |
MFDU | 1274 |
State ANSI | 53 |
County ANSI | 063 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 548904 |
Unique ZIP Name | |
SSA State County Code | 50310 |
Medicare CBSA Code | 44060 |
Medicare CBSA Name | Spokane-Spokane Valley, WA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Spokane |
Washington Homeowners Insurance News & Information
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales. While high home prices and elevated interest rates […]
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Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]