Get multiple home insurance quotes in 98675. Our licensed 98675, WA agents are ready to serve you.

98675 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 98675? Our rates are very competitive for homeowners living in Yacolt, WA. Many homeowners based out of your 98675 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98675 should appear in the zip code field ready to go. For Yacolt, WA Home Insurance Rate Quotes click to review the best rates and service online!

98675 Average Premium is Rated: Medium!

Homeowners living in 98675 can easily save up to 40% off the average home insurance premium of $909 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Yacolt that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 98675 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 98675!

98675 Home Insurance Average Premiums

Local 98675 homeowners insurance quotes comparison

$659 /yr.

Shows Zip Code: 98675 lowest rates with discounts applied on average.

For the 98675, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$659 /yr.
Average Coverage:$909 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1209 /yr.

What is the average home insurance cost for a home in 98675?

  • • The average homeowners insurance premium paid annually for a home in 98675 is around $909 per year.

What does it cost on average per month for home insurance in 98675?

  • • Homeowners in 98675 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 98675?

  • • Autoowners in 98675 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Yacolt, check out other zip codes nearby 98675.
To review average rates in another zip code, click on a zip code below:
98675  | 

Home Replacement Cost Coverage in 98675

Average Building Cost Per Square Foot in 98675: $242

Location: Yacolt, Washington (Clark County)

Average Square Footage in 98675: 1,731 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98675 before you start any project. Yacolt homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98675 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98675 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,731 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yacolt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,731$418,900
Additional Upgrades & Added Features$3031,731$523,625
Major Home Updates or Advancements$3631,731$628,350

It's important to understand that when you estimate your replacement cost of your home in the 98675 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98675

Best Home & Auto Insurance Agencies in 98675

Housing Demographics for 98675

Population Review for 98675 Zip Code

For the city of Yacolt, the population within 98675 has increased to over 6,359 residents in population size. The current population total is 7,688. We have broken down the population based on race below. In 98675, there are over 4137 in male population and 3551 females.

PopulationValues
Total Population7,688
White Population6812
Black Population87
Hispanic Population316
Asian Population49
Hawaiian Population2
Indian Population60
Other Population154
Male Population4137
Female Population3551
Population Estimate6359

Household Data for 98675

The average number of homes in 98675 is around 2,130, there are an average of 3.39 per household. The average house value according to local real estate values is around $418,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,130
Persons Per Household3.39
Average House Value$418,900
Income Per Household$85985
Median Age33.1
Median Age Male33.7
Median Age Female32.4
98675 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityYacolt
City Alias NameYACOLT
CountyClark
County FIPS011
State FIPS53
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses139
Number Of Employees762
Business First Quarter Payroll8573
Business Annual Payroll40741
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential1876
Delivery Business9
Delivery Total4540
Preferred Last Line KeyZ17762
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ17762
Land Area155.391000
Water Area2.857000
City Alias Code
City Mixed CaseYacolt
City Alias Mixed CaseYacolt
Box Count429
SFDU1514
MFDU11
State ANSI53
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number549422
Unique ZIP Name
SSA State County Code50050
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClark

Washington Homeowners Insurance News & Information

  • Coastal Texas Home Insurance Rates Posted on Wednesday 25th February, 2026

    If you own a home along the Texas coastline, understanding Coastal Texas home insurance rates is critical to protecting both your property and your financial future. As a professional home insurance agent, I always explain to coastal homeowners that insuring a home near the Gulf comes with unique risks — especially from hurricanes, tropical storms, […]

  • Compare 2026 Homeowners Insurance Rates in Every State Posted on Wednesday 11th February, 2026

    Homeowners insurance rates continue to vary widely across the United States in 2026, influenced by severe weather risks, property damage costs, litigation environments, state insurance regulations, and the availability of local carriers. Some states still pay thousands more per year than others for the same amount of dwelling coverage. In this article, we compare average homeowners insurance […]

  • Texas Homeowners Insurance: 2026 Market Update Posted on Monday 26th January, 2026

    Texas homeowners are continuing to face one of the most challenging insurance markets in the country — driven by extreme weather risks, rising repair costs, and shifting insurer participation. Below is the latest overview of what buyers should know and how they can save on coverage. 1. Texas Insurance Market Landscape in 2026 Homeowners insurance […]