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Quickly Revew Homeowners Insurance in 98019

If you own a home in Duvall, WA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 98019 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Washington licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 98019 and start comparing rates now.

98019 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 98019 is $744 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 98019 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Duvall, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98019 Home Insurance Average Premiums

Local 98019 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 98019 lowest rates with discounts applied on average.

For the 98019, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 98019?

  • • The average homeowners insurance premium paid annually for a home in 98019 is around $744 per year.

What does it cost on average per month for home insurance in 98019?

  • • Homeowners in 98019 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 98019?

  • • Autoowners in 98019 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Duvall, check out other zip codes nearby 98019.
To review average rates in another zip code, click on a zip code below:
98019  | 

Home Replacement Cost Coverage in 98019

Average Building Cost Per Square Foot in 98019: $242

Location: Duvall, Washington (King County)

Average Square Footage in 98019: 2,481 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98019 before you start any project. Duvall homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98019 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98019 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,481 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Duvall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,481$600,300
Additional Upgrades & Added Features$3032,481$750,375
Major Home Updates or Advancements$3632,481$900,450

It's important to understand that when you estimate your replacement cost of your home in the 98019 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98019

Best Home & Auto Insurance Agencies in 98019

Housing Demographics for 98019

Population Review for 98019 Zip Code

For the city of Duvall, the population within 98019 has increased to over 12,174 residents in population size. The current population total is 12,284. We have broken down the population based on race below. In 98019, there are over 6201 in male population and 6083 females.

PopulationValues
Total Population12,284
White Population9769
Black Population89
Hispanic Population1195
Asian Population553
Hawaiian Population0
Indian Population88
Other Population512
Male Population6201
Female Population6083
Population Estimate12174

Household Data for 98019

The average number of homes in 98019 is around 4,240, there are an average of 2.90 per household. The average house value according to local real estate values is around $600,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,240
Persons Per Household2.90
Average House Value$600,300
Income Per Household$145655
Median Age39.3
Median Age Male39.2
Median Age Female39.4
98019 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code425
CityDuvall
City Alias NameDUVALL
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses276
Number Of Employees1575
Business First Quarter Payroll15937
Business Annual Payroll73358
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District08
Congressional LandArea7359.7
Delivery Residential4198
Delivery Business59
Delivery Total5283
Preferred Last Line KeyZ16711
Classification Code
Multi-CountyY
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ16711
Land Area35.660000
Water Area0.503000
City Alias Code
City Mixed CaseDuvall
City Alias Mixed CaseDuvall
Box Count785
SFDU2100
MFDU150
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number542380
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]