Coeburn, VA Homeowners Insurance Rate Quotes!
You can get affordable home insurance rates in Coeburn thanks to GetHomeInsuranceQuotes.com! It is easy to use our online quoting application to compare up to 12 major insurance companies that are now offering competitive rates in Coeburn. Homeowners often ask how their current rate compares to average home insurance rates locally. Homeowners of Coeburn, VA are currently paying around $816.00 per year for home insurance coverage for a typical single-family home, where the majority of the homeowners throughout the country pay around $1311. Great home insurance coverage only cost around $68.00 per month. It's important to know that these average homeowners insurance rates reflect the cost of a standard home insurance policy which includes the replacement cost of your home, loss of use, your contents, medial payments and liability coverage. For homes in flood zone areas, your mortgage provider will require you to purchase a flood insurance policy with is seperate from your home insurance policy. We can package the two policies together to help you get the coverage you need.
Using the rating system below, you can easily get home insurance quotes by first entering your zip code for the home you would like to insure. If it's a new home purchase, make sure you select "New Home" in the discounts section. If you are unsure of any of the basic property details of the home, we have an online chat service to help walk you through our online quoting application. We look forward to help you compare the best rates and coverages, let's get started!
| Avg. VA Rate | Discounts | Savings | Shop Rates |
|---|---|---|---|
| $1107 | up to 40% off | $443 |
The best Coeburn homeowners insurance coverage includes an affordable rate with outstanding coverage. At GetHomeInsuranceQuotes.com, our VA licensed agents can provide up to 12 home insurance estimates for you to review. And our free consulting service allows us to answer any questions that you may have about which policy is best for your family and home.
Compare Homeowners Insurance Rates in Coeburn, VA!
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Coeburn, VA Home Insurance Companies
With over 20+ years of Virginia homeowners insurance coverage and quoting experience, we enjoy helping customer find the best price and coverage options for your home in Coeburn, VA. Our new carrier platform includes quick rates from the very best insurance companies, like Liberty Mutual, Safeco Insurance, Tower Hill, ShoreOne, Kind Group Underwriting, AIG, Chubb, Travelers, National General and Heritage Insurance. Getting the best insurance rates with the right insurance company is key to protecing your Coeburn home. Let us help you shop the best rates and coverages today!
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Average Rates Nearby Coeburn
Are you looking for homeowners insurance in a city near Coeburn? Review coverage options and average rates in your area by clicking your city below. We can help you shop home insurance rates!
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Home Insurance Rates by Zipcode in Coeburn, VA
Easily review average rates and get multiple homeowners insurance quotes by clicking your zip code below located in Coeburn.
Coeburn, VA Home Insurance Average Premiums
$566 /yr.
For the city of Coeburn, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $566 /yr. |
| Average Coverage: | $816 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1116 /yr. |
What is the average home insurance cost for a home in Coeburn, VA?
- • The average homeowners insurance premium paid annually for a home in Coeburn is around $816 per year.
What does it cost on average per month for home insurance in Coeburn, VA?
- • Homeowners in Coeburn pay an average cost per month around $68.00 for insurance coverage.
Coeburn, VA - 2023 Housing Information
| Month | Current Home Value (2023) | Last Year Home Value (2022) |
|---|---|---|
| January | $102,066 | $89,967 |
| February | $101,729 | $92,457 |
| March | $101,568 | $94,712 |
| April | $102,280 | $96,100 |
Homeowners insurance will help cover the cost to repair or replace your Coeburn home if it is damaged or destroyed by a covered peril, up to your coverage limits. A homeowners policy is made up of a few different coverages. Here are the most common coverages:
- Dwelling: This coverage will pay to repair or replace the structure of your home if it is damaged or destroyed. Review and Calculate Replacement Cost Coverage in Coeburn
- Liability: This coverage will help cover medical and legal bills if someone is injured in your home, slipping on an icy sidewalk for example. It also offers protection if you damage another person’s property, your child hitting a baseball through a neighbor’s window for example.
- Contents: This covers the cost to replace your personal possessions that are destroyed by a covered peril. Furniture, electronics, clothing and household goods are excellent examples. Contents coverage is often capped at 50% to 70% of your dwelling coverage.
- Other Structures: This coverage protects other structures on your property such as detached garages, outbuildings, barns, and sheds.
- Loss of use: This covers everyday costs that you incur if you cannot live in your home while it is being repaired due to a claim. It will pay hotel and restaurant bills and even the cost of dry cleaning.
Get up to 12 competitive Coeburn, VA homeowners insurance rates all in one place! |
Saving Money Tips on Coeburn Home Insurance
A great way to save money on Coeburn homeowners insurance is to make sure you are getting all the discounts you are qualified to receive. Here are just a few of the most common discount’s insurers offer:
- Bundling: If you purchase your home and auto (or any other insurance coverage) from the same insurer, you should get a bundling discount. Expect to save 20%-25%.
- Secure your home: Adding a monitored security system, water leak sensors, deadbolts, and smoke detectors should result in a discount.
- Impact resistant roof: If you are replacing your roof, consider impact resistant roofing materials which help prevent hail and impact damage as well as resulting in a significant discount.
- Stay claim free: If you have been claim free for a number of years (five is a common requirement) your insurer should offer a claim free discount.
Are you shopping for the best rate near or wihin the Coeburn area? Check out what homeowners are paying on average for Virginia homeowners insurance.
Elevation Review for Coastal Wind or Flooding Risk
| Elevation | Details | Homeowners Tips |
|---|---|---|
| 2648 ft. | This is the average home elevation in Coeburn, VA | Did you know that the elevation in which your home resides is crucial to a home insurance policy because it determines the risk factor related to your home being in a flood zone. It is important to understand that your home is not covered for floods under a standard homeowners policy. You will need to speak with a local Virginia flood insurance agent about a flood insurance policy, please give us a call now at 888-620-1954. |
To get online quotes on your home and compare rates on home insurance premiums in Coeburn, enter your zip code above and easily complete our online quoting application. Remember, it's important to speak with us about additional home insurance discounts so you can get the best rate for your home in Wise County.